Banks That Don’t Use ChexSystems

Last Updated: October 20, 2017 in Banking • 

Finding yourself in the ChexSystems database can be deeply troubling. You may worry that you will never again be able to open a normal bank account, making even the simplest of financial transactions difficult or impossible to complete.

Thankfully, there are several banks that do not use ChexSystems, enabling you to get back on your financial feet with a real bank account. Better yet, many of these accounts offer premier-level services and few restrictions and fees.

Unlike second chance checking accounts, banks which provide non-ChexSystems accounts do not use ChexSystems to gather information on you at all. Banks which do not use ChexSystems for customer verification may turn to your credit report to learn more about your history and credibility, which is why it is important to learn your credit score before you apply for second chance checking.

It is entirely possible to have an acceptable credit score while still having a poor ChexSystems score. So even if you are rejected by a bank which provides second chance banking options, you may be approved by a bank which does not use ChexSystems at all.

List Of Non-ChexSystems Banks

We have done the hard work for you and put together a comprehensive list of banks that don’t use ChexSystems, broken down by state. Please keep in mind that the information included here is subject to change – ChexSystems policies are modified from time to time – so it is best to call the specific bank or credit union to confirm.

Alabama Banks That Don’t Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
Renasant BankIDPersonal checking, savings, business1-800-680-1601
America's First Federal Credit UnionID, credit reportPersonal checking, savings1-800-633-8431
Merchants BankTeleCheckPersonal checking, savings, business checking1-800-495-5111
Central State BankCredit reportPersonal checking, savings, business checking1-205-668-0711
SynovusCredit reportPersonal checking, savings, business checking1-888-796-6887
Alamerica BankID, credit reportPersonal checking, savings, business checking1-205-558-4600
First Southern State BankIDPersonal checking, savings, business checking1-800-344-2951
Valley State BankEquifaxPersonal checking, savings, business checking1-256-332-3600
Union State BankIDPersonal checking, savings, business checking1-855-468-6872

Alabama Credit Unions That Don’t Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
Alabama Central Credit UnionCredit reportPersonal checking, savings1-800-223-2415
Avadian Credit UnionCredit reportPersonal checking, savings, business checking1-800-874-8010
Florence Federal Credit UnionCredit reportPersonal checking, savings1-256-767-4700
Guardian Credit UnionCredit reportPersonal checking, savings, business checking1-800-239-7366
TVA Federal Credit UnionID, EquifaxPersonal checking, savings1-888-274-2128
Kinetic Credit UnionCredit reportPersonal checking, savings, business checking1-877-332-1269
MAX Credit UnionEWSPersonal checking, savings, business checking1-800-776-6776
Listerhill Credit UnionTeleCheck, EquifaxPersonal checking, savings, business checking1-800-239-6033
Jefferson Credit UnionTeleCheckPersonal checking, savings1-205-444-4528

Alaska Banks That Don’t Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking1-800-266-7277
Northrim BankIDPersonal checking, savings, business checking1-907-562-0062

Alaska Credit Unions That Don’t Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
Spirit of Alaska Federal Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings, business checking1-907-459-5900
Matanuska Valley Federal Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-907-745-4891
MAC Federal Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-907-456-1253

Arizona Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
First Convenience BankNonePersonal checking, savings, business checking1-800-903-7490
TCF BankChexSystems (but very lenient)Personal checking, savings, business checking1-800-823-2265
Great Western BankChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings, business checking1-800-952-2043
Western State BankCredit reportPersonal checking, savings, business checking1-855-596-0883

Arizona Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
Coconino Federal Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-800-352-5195
Cochise Credit UnionNonePersonal checking, savings1-800-428-2822
Altier Credit UnionCredit reportPersonal checking, savings1-888-999-3936
Arizona State Credit UnionDeluxe DetectPersonal checking, savings, business checking1-844-663-2928

Arkansas Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
Renasant BankIDPersonal checking, savings, business checking1-800-680-1601
U.S. BankChexSystems (but some branches are very lenient)Personal checking, savings, business checking1-800-685-5065
First National Banking CompanyChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings, business checking1-888-435-2265
Southern BancorpID, social security cardPersonal checking, savings, business checking1-800-789-3428
First Service BankID, local addressPersonal checking, savings, business checking1‐800‐669‐2517

California Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
U.S. BankChexSystems (but some branches are very lenient)Personal checking, savings, business checking1-800-685-5065
Union Bank of CaliforniaChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings, business checking1-800-238-4486
FSNBID, credit reportPersonal checking, savings, business checking1-800-749-4583
Community Commerce BankIDSavings1-909-450-2050
Bank of the SierraChexSystems (but not if you apply in-branch)Personal checking, savings, business checking1-888-454-BANK

California Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
1st United Service Credit UnionCredit reportPersonal checking, savings, business checking1-800-649-0193
Bay Federal Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-831-479-6000
Safe 1 Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-661-327-3818
Silverado Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-707-965-2483
Upward Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-888-481-8428
Orange County’s Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings, business checking1-888-354-6228
Altura Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings, business checking1-888-883-7228
Safe 1 Credit UnionDeluxe DetectPersonal checking, savings1-661-327-3818
Credit Union of Southern CaliforniaChexSystems (but very lenient)Personal checking, savings, business checking1-866-287-6225
Federal Employees West Federal Credit UnionTeleCheckPersonal checking, savings1-213-327-2093
California Community Credit UnionCredit reportPersonal checking, savings1-800-332-1418
E-Central Credit UnionChexSystems (but very lenient)Personal checking, savings, business checking1-626-799-6000

Colorado Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
TCF BankChexSystems (but very lenient)Personal checking, savings, business checking1-800-823-2265
5 Star BankChexSystems (but very lenient)Personal checking, savings1-800-776-2265
U.S. BankChexSystems (but some branches are very lenient)Personal checking, savings, business checking1-800-685-5065
Sunwest BankIDPersonal checking, savings, business checking1-800-330-9890
Equitable Savings & Loan AssociationTrue Alert CheckPersonal checking, savings, business checking1-970-345-6824

Colorado Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
White Crown Federal Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-800-280-0071
Security Service Federal Credit UnionChexSystems (but very lenient)Personal checking, savings, business checking1-888-415-7878

Connecticut Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
Mascoma Savings BankChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Savings1-888-627-2662
Jewett City Savings BankChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings, business checking1-860-376-4444
First National Bank of SuffieldChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings, business checking1-860-668-3950
Rockland TrustChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings, business checking1-508-732-7072

Connecticut Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
Hartford Federal Credit UnionChexSystems (but very lenient)Personal checking, savings1-860-527-6663
CorePlus Federal Credit UnionChexSystems (but very lenient)Personal checking, savings1-800-724-0779
Nutmeg State Federal Credit UnionChexSystems (but if the debt to the reporting bank is paid you can still get an account)Personal checking, savings1-800-526-6933
Charter Oak Federal Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Savings1-800-962-3237
Seasons Federal Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-860-346-6614
NorthEast Alliance Federal Credit UnionIDPersonal checking, savings1-855-632-4968
Sikorsky Financial Credit UnionChexSystems (but very lenient)Personal checking, savings1-888-753-5553
Scient Federal Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-877-860-6928
Community Credit Union of New MilfordChexSystems (but very lenient)Personal checking, savings1-860-210-0777

Delaware Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
Fort Sill National BankID, credit reportPersonal checking, savings1-800-749-4583

Delaware Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
Del-One Federal Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-302-739-4496
DEXSTA Federal Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-302-571-0522

District of Columbia Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
United BankIDPersonal checking, savings, business checking1-800-327-9862

District of Columbia Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
Library of Congress Federal Credit UnionIDPersonal checking, savings1-800-325-2328
PenFed Credit UnionCredit reportPersonal checking, savings1-800-247-5626

Florida Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
SynovusEquifaxPersonal checking, savings, business checking1-888-796-6887
Ameris BankChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings, business checking1-866-616-6020
Union State BankIDPersonal checking, savings, business checking1-855-468-6872
Bank UnitedChexSystems (but if the debt to the reporting bank is paid you can still get an account)Personal checking, savings, business checking1-877-779-2265

Florida Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
Suncoast Credit UnionCredit reportPersonal checking, savings1-800-999-5887
People’s Alliance Federal Credit UnionIDPersonal checking, savings, business checking1-631-434-3500
Campus USA Credit UnionCredit reportPersonal checking, savings, business checking1-800-367-6440
Florida Credit UnionTeleCheck, credit reportPersonal checking, savings, business checking1-800-284-1144
First Choice Credit UnionID, credit reportPersonal checking, savings1-800-449-3328
Alliance Credit UnionTeleCheck, credit report, OFACPersonal checking, savings, business checking1-800-432-6928
Launch Federal Credit UnionCredit reportPersonal checking, savings, business checking1-800-662-5257
Eglin Federal Credit UnionIDPersonal checking, savings1-800-367-6159
Army Aviation Center Federal Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-800-448-4096
JetStream Federal Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Savings1-800-426-3556
Jax Federal Credit UnionEquifaxPersonal checking, savings, business checking1-800-443-2664
Grow Financial Credit UnionCredit reportPersonal checking, savings, business checking1-800-839-6328
Calhoun Liberty Employees Credit UnionTeleCheck, credit reportPersonal checking, savings1-850-674-4527
University Credit UnionTeleCheck, credit reportPersonal checking, savings1-800-230-4832
Coral Community Federal Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-954-772-2330
Self-Help Federal Credit UnionID, credit reportPersonal checking, savings1-877-369-2828
CFE Federal Credit UnionEquifaxPersonal checking, savings1-800-771-9411
Country Federal Credit UnionCredit reportPersonal checking, savings1-855-304-8791
VyStar Credit UnionTeleCheck, EquifaxPersonal checking, savings, business checking1-800-445-6289

Georgia Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
Heritage BankIDPersonal checking, savings, business checking1-866-749-2265
Exchange BankCredit reportPersonal checking, savings, business checking1-800-242-9054
Altamaha BankCredit reportPersonal checking, savings, business checking1-912-537-1665
Bank of EastmanCredit reportPersonal checking, savings, business checking1-478-374-3418
SynovusID, EquifaxPersonal checking, savings, business checking1-888-796-6887
Flint Community BankEquifaxPersonal checking, savings, business checking1-229-903-1400
Ameris BankChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings, business checking1-866-616-6020
Renasant BankApply online onlyPersonal checking, savings, business checking1-800-680-1601
Rochelle State BankIDPersonal checking, savings1-229-365-2236
South Georgia Banking CompanyID, credit report1-877-482-5680

Georgia Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
Georgia’s Own Credit UnionEWS, credit reportPersonal checking, savings1-800-533-2062
Associated Credit UnionTeleCheck, EquifaxPersonal checking, savings1-800-952-1927
GeoVista Credit UnionTeleCheck, credit reportPersonal checking, savings1-912-368-2477
DOCO Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-800-227-9180
Kinetic Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-877-332-1269
North Georgia Credit UnionEquifaxPersonal checking, savings1-706-886-1441
Fort McPherson Credit UnionEquifaxPersonal checking, savings1-404-753-4592
The Wright Credit UnionEquifaxPersonal checking, savings1-706-886-2908
Workmen’s Circle Credit UnionIDSavings1-912-356-9226
MembersFirst Credit UnionEquifaxPersonal checking, savings912 352-2902
Bond Community Federal Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-866-525-0619
Members United Credit UnionTeleCheckPersonal checking, savings1-888-822-1633
Interstate Credit UnionChexSystems (but very lenient), credit reportPersonal savings1-800-822-1124
Robins Financial Credit UnionChexSystems (but very lenient), credit reportPersonal checking, savings1-800-241-2405

Hawaii Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
HomeStreet BankChexSystems (but very lenient)Personal checking, savings1-800-719-8080

Hawaii Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
CU Hawaii Federal Credit UnionTeleCheckPersonal checking, savings1-800-933-6706
Hawaii Community Federal Credit UnionUnicheckPersonal checking, savings, business checking1-800-514-2328
Kauai Community Federal Credit UnionTeleCheckPersonal checking, savings, business checking1-808-245-6791
Hawaiian Tel Federal Credit UnionChexSystems (but very lenient)Personal checking, savings1-800-272-5255
PenFed Credit UnionCredit reportPersonal checking, savings1-800-247-5626

Idaho Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
U.S. BankChexSystems (but some branches are very lenient)Personal checking, savings, business checking1-800-685-5065
Mountain West BankID (Apply in Person)Personal checking, savings, business checking1-800-641-5401

Idaho Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
Pioneer Federal Credit UnionID, credit reportPersonal checking, savings1-208-587-3304
Pine Tree Community Credit UnionCredit reportPersonal checking, savings1-877-983-1558
Capital Educators Federal Credit UnionNonePersonal checking, savings1-800-223-7283
Latah Federal Credit UnionID, OFACPersonal checking, savings1-208-882-0232
Horizon Credit UnionCredit reportPersonal checking, savings1-800-852-5316
Idaho Central Credit UnionCredit reportPersonal checking, savings, business checking1-800-456-5067
Cottonwood Community Federal Credit UnionEquifaxPersonal checking, savings1-877-920-0200
Icon Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-800-877-3174

Illinois Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
TCF BankChexSystems (but very lenient)Personal checking, savings, business checking1-800-823-2265
Old National BankChexSystems (but very lenient)Personal checking, savings1-800-731-2265
Murphy-Wall State Bank and Trust CompanyIDPersonal checking, savings, business checking1-877-358-6554
Personal checking, savings, business checking
Central Federal Savings and Loan AssociationTeleCheckPersonal checking, savings1-708-656-5000
Chester National BankTeleCheckPersonal checking, savings1-618-826-5038
Glenview State BankCredit reportPersonal checking, savings, business checking1-847-729-1900
SynovusCredit reportPersonal checking, savings, business checking1-888-796-6887
U.S. BankChexSystems (but some branches are very lenient)Personal checking, savings, business checking1-800-685-5065
South Central BankCredit ReportPersonal checking, savings, business checking1-312-491-7000

Illinois Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
US Employees Credit UnionTeleCheckPersonal checking, savings1-800-922-5313
Northside Community Federal Credit UnionChexSystems (but very lenient)Personal checking, savings1-773-769-5800
Vantage Credit UnionTeleCheck, credit reportPersonal checking, savings1-800-522-6009
MidWest America Federal Credit UnionTeleCheckPersonal checking, savings1-800-348-4738
R.I.A.Federal Credit UnionCredit reportPersonal checking, savings1-800-742-2848
Generations Credit UnionID, Credit reportPersonal checking, savings1-800-672-7211
Advantage One Credit UnionCredit reportPersonal checking, savings1-877-772-7215
Archer Heights Credit UnionCredit reportPersonal checking, savings1-877-874-9811
Premier Community Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-800-731-4477
Glenview Credit UnionChexSystems (but very lenient)Personal checking, savings1-847-724-6306
Neighbors Credit UnionTeleCheck, credit reportPersonal checking, savings1-800-325-2697
Illinois Community Credit UnionCredit reportPersonal checking, savings1-815-895-4541

Indiana Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
TCF BankChexSystems (but very lenient)Personal checking, savings, business checking1-800-823-2265
Old National BankChexSystems (but very lenient)Personal checking, savings, business checking1-800-731-2265
Kentland BankIDPersonal checking, savings, business checking1-800-850-5155
U.S. BankChexSystems (but some branches are very lenient)Personal checking, savings, business checking1-800-685-5065

Indiana Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
Park Community Credit UnionCredit reportPersonal checking, savings, business checking1-800-626-2870
MidWest America Federal Credit UnionTeleCheckPersonal checking, savings1-800-348-4738
Community Wide Federal Credit UnionEquifaxPersonal checking, savings1-574-239-2700
Advantage Plus of Indiana Federal Credit UnionChexSystems (but very lenient)Personal savings1-800-452-4917
Vigo County Federal Credit UnionChexSystems (but very lenient)Personal savings1-812-232-9697
Members Source Credit UnionOFACPersonal checking, savings1-800-260-5183
First Trust Credit UnionCredit reportPersonal checking, savings1-800-276-6161
Solidarity Federal Credit UnionChexSystems (but very lenient)Personal checking, savings1-800-999-5894
Evansville Federal Credit UnionChexSystems (but very lenient)Personal checking, savings1-812-424-2621
AAA Federal Credit UnionCredit reportPersonal checking1-574-232-8021

Iowa Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
Farmers State BankID, EquifaxPersonal checking, savings, business checking1-877-372-1879
Keystone Savings BankTeleCheckPersonal checking, savings, business checking1-800-539-3210
Peoples Trust and Savings BankCredit reportPersonal checking, savings, business checking1-800-891-9389
MBT BankEquifaxPersonal checking, savings, business checking1-800-872-5630
State Bank & InsuranceCredit reportPersonal checking, savings, business checking1-888-834-4687
Iowa Falls State BankID, Credit reportPersonal checking, savings, business checking1-888-866-8166
DeWitt Bank & Trust Co.Credit reportPersonal checking, savings1-888-659-3211
Farmers Trust and Savings BankCredit reportPersonal checking, savings, business checking1-800-249-3340
Community BankIDPersonal checking, savings, business checking1-712-643-5442
Iowa State Bank & Trust Company of Fairfield, IowaCredit reportPersonal checking, savings, business checking1-641-472-3161
VisionBankCredit reportPersonal checking, savings, business checking1-800-574-8123
Guarantee Bank & TrustEquifaxPersonal checking, savings, business checking1-800-362-2119
Clarke County State BankCredit reportPersonal checking, savings1-641-342-6581
Home State BankCredit reportPersonal checking, savings, business checking1-515-386-2131
Frontier Savings BankCredit reportPersonal checking, savings1-712-328-9715
GNB BankCredit reportPersonal checking, savings, business checking1-800-545-0172
Farmers & Merchants Savings BankCredit reportPersonal checking, savings, business checking1-888-568-2265
U.S. BankChexSystems (but some branches are very lenient)Personal checking, savings, business checking1-800-685-5065
First Trust and Savings BankCredit reportPersonal checking, savings, business checking1-319-828-8000
Exchange State BankNonePersonal checking, savings, business checking1-319-854-6104
Central State BankCredit reportPersonal checking, savings, business checking1-563-245-2110
Great Western BankChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings, business checking1-800-952-2043
First National Bank of OmahaChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings, business checking1-800-642-0014
White State BankIDPersonal checking, savings1-319-667-5005
County BankIDPersonal checking, savings1-877-611-2525
Hills Bank and Trust CompanyCredit reportPersonal checking, savings, business checking1-800-445-5725
Federation BankCredit reportPersonal checking, savings, business checking1-319-653-7256
CBI Bank & TrustIDPersonal checking, savings, business checking1-319-653-2265

Iowa Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
R.I.A. Federal Credit UnionCredit reportPersonal checking, savings1-800-742-2848
North Star Community Credit UnionCredit reportPersonal savings1-712-225-5731
Midland Credit UnionID, Credit reportPersonal checking, savings1-800-747-1994
Cedar Falls Community Credit UnionCredit reportPersonal checking, savings, business checking1-800-376-3090
Advantage One Credit UnionIDPersonal checking, savings1-877-772-7215
First Class Credit UnionBancardsPersonal checking, savings1-800-392-7122
Marine Credit UnionTransUnionPersonal checking, savings1-800-923-7280
River Community Credit UnionCredit reportPersonal checking, savings, business checking1-888-647-6744

Kansas Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
Citizens State Bank & Trust CompanyIDPersonal checking, savings, business checking1-800-472-3145
Bankwest of KansasIDPersonal checking, savings, business checking1-888-828-2265
Community Bank and TrustIDPersonal checking, savings, business checking1-888-701-1040
U.S. BankChexSystems (but some branches are very lenient)Personal checking, savings, business checking1-800-685-5065
Equity BankNonePersonal checking, savings1-888-733-5041
Offerle National BankEportPersonal checking, savings, business checking1-888-675-8223
Great Western BankChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings, business checking1-800-952-2043
First Federal Savings of OlatheIDPersonal savings1-913-782-0026

Kansas Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
Heartland Credit UnionID, Credit reportPersonal checking, savings, business checking1-800-428-8472
Ark Valley Credit UnionTransUnionPersonal checking, savings1-800-856-1934
Central Kansas Credit UnionOFAC, TransUnionPersonal checking, savings1-800-332-0778
KC Fairfax Federal Credit UnionTeleCheckPersonal checking, savings1-888-647-9489
Wichita Federal Credit UnionChexSystems (but some branches are very lenient)Personal checking, savings1-316-941-0600
Meritrust Credit UnionChexSystems (but very lenient)Personal checking1-800-342-9278

Kentucky Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
Forcht BankIDPersonal checking, savings, business checking1-844-436-7248
First Southern National BankIDPersonal checking, savings, business checking1-866-602-3762
Renasant BankIDPersonal checking, savings, business checking1-800-680-1601
First & Peoples Bank and Trust CompanyTransUnion, EquifaxPersonal checking, savings, business checking1-606-836-0211
Bank Of ClarksonTransUnionPersonal checking, savings1-270-242-2111
Citizens Bank and Trust Co. of JacksonTeleCheckPersonal checking, savings, business checking1-606-666-7575
First State BankTransUnionPersonal checking, savings, business checking1-270-547-2271
Wilson & Muir Bank & Trust Co.Credit reportPersonal checking, savings, business checking1-888-466-5996
U.S. BankChexSystems (but some branches are very lenient)Personal checking, savings, business checking1-800-685-5065
Community Trust BankEWSPersonal checking, savings, business checking1-800-282-7762

Kentucky Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
Park Community Credit UnionCredit reportPersonal checking, savings, business checking1-800-626-2870
MidWest America Federal Credit UnionTeleCheckPersonal checking, savings1-800-348-4738
Fort Knox Federal Credit UnionChexSystems (but very lenient)Personal checking, savings1-800-285-5669

Louisiana Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
La Capitol Federal Credit UnionTeleCheckPersonal checking, savings1-800-522-2748
IBERIABANKIDPersonal checking, savings, business checking1-800-682-3231
MidSouth BankTeleCheckPersonal checking, savings, business checking1-800-213-2265
Bank Of MontgomeryTeleCheckPersonal checking, savings, business checking1-318-646-3386
Home BankTeleCheckPersonal checking, savings, business checking1-866-401-9440
Bank of St. FrancisvilleTeleCheckPersonal checking, savings, business checking1-225-635-6397
Bank Of ZacharyTeleCheckPersonal checking, savings, business checking1-225-654-2701
State Bank and Trust CompanyTeleCheckPersonal checking, savings, business checking1-985-475-5826
Community Bank Of LouisianaIDPersonal checking, savings, business checking1-318-872-3831
Crescent Bank and TrustTeleCheckPersonal checking, savings, business checking1-877-831-3334
Fidelity BankTeleCheckPersonal checking, savings, business checking1-800-220-2497

Louisiana Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
Neighbors Federal Credit UnionEquifax, TeleCheckPersonal checking, savings1-866-819-2178
The New Orleans Fireman’s Federal Credit UnionTeleCheckPersonal checking, savings1-800-647-1689
Carter Federal Credit UnionTeleCheckPersonal checking, savings, business checking1-318-797-7618
Xplore Federal Credit UnionTeleCheck, ExperianPersonal checking, savings1-888-897-5673
Jefferson Financial Credit UnionTeleCheckPersonal checking, savings, business checking1-800-259-2471
Calcasieu Parish Employee Federal Credit UnionTeleCheckPersonal checking, savings1-337-439-4644
WESLA Federal Credit UnionTeleCheckPersonal checking, savings, business checking1-800-828-6647

Maine Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
Rockland Trust BankChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings, business checking1-508-732-7072

Maine Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
New Dimensions Federal Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-800-326-6190
Midcoast Federal Credit UnionIDPersonal checking, savings1-877-964-3262
Eastmill Federal Credit UnionIDPersonal checking, savings1-844-352-3428
Oxford Federal Credit UnionChexSystems (but if the debt to the reporting bank is paid you can still get an account)Personal checking, savings1-800-991-9219
Town and Country Federal Credit UnionCredit reportPersonal checking, savings, business checking1-800-649-3495
Saco Valley Credit UnionNonePersonal checking, savings1-877-960-2274

Maryland Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
United BankIDPersonal checking, savings, business checking1-800-327-9862

Maryland Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
MECUChexSystems (but if the debt to the reporting bank is paid you can still get an account)Personal checking, savings1-410-752-8313
PenFed Credit UnionCredit reportPersonal checking, savings1-800-247-5626
Greenbelt Federal Credit UnionTeleCheckPersonal checking, savings1-301-474-5900

Massachusetts Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
My Mutual BankIDPersonal checking, savings, business checking1-866-986-9226
BayCoast BankChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings, business checking1-888-806-2872
Rockland Trust BankChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings, business checking1-508-732-7072
Millbury Savings BankIDPersonal checking, savings, business checking1-508-865-5811
Rollstone Bank & TrustIDPersonal checking, savings, business checking1-800-640-1166
Cambridge Savings BankTeleCheck, credit reportPersonal checking, savings, business checking1-888-418-5626

Massachusetts Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
First Citizens’ Federal Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings, business checking1-800-642-7515
Greylock Federal Credit UnionIDPersonal checking, savings1-800-207-5555

Michigan Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
TCF BankChexSystems (but very lenient)Personal checking, savings, business checking1-800-823-2265
Eaton Federal Savings BankTeleCheckPersonal checking, savings, business checking1-866-699-3372
Central Savings BankCredit CheckPersonal checking, savings, business checking1-906-635-6250
Nicolet National BankTransUnionPersonal checking, savings, business checking1-800-369-0226

Michigan Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
Consumers Credit UnionCredit reportPersonal checking, savings, business checking1-800-991-2221
Community West Credit UnionTransUnionPersonal checking, savings1-844-348-8960
United Bay Community Credit UnionTeleCheckPersonal checking, savings, business checking1-800-968-7696
COPOCO Community Credit UnionTeleCheckPersonal checking, savings, business checking1-800-292-2897
Preferred Credit UnionTeleCheck, credit reportPersonal checking, savings1-800-328-4131
Genisys Credit UnionCredit reportPersonal checking, savings1-800-521-8440
Dowagiac Area Federal Credit UnionNonePersonal checking, savings1-269-782-2410
CoVantage Credit UnionCredit reportPersonal checking, savings, business checking1-800-398-2667
Motor City Co-op Credit UnionTeleCheckPersonal checking, savings1-800-328-8051
TBA Credit UnionCredit reportPersonal checking, savings, business checking1-800-678-0987
Kent County Credit UnionCredit reportPersonal checking, savings1-888-336-3490
Western Districts Members Credit UnionCredit reportPersonal checking, savings1-800-437-9875
Members First Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account), credit reportPersonal checking, savings, business checking1-855-835-6328
Pacific Service Credit UnionTeleCheckPersonal checking, savings1-888-921-7728
Gratiot Community Credit UnionCredit reportPersonal checking, savings1-989-463-8321
Alpena Community Credit UnionIDPersonal checking, savings1-989-356-4561
Settlers Federal Credit UnionIDPersonal checking, savings1-906-827-3240
Straits Area Federal Credit UnionIDPersonal checking, savings1-800-337-9598
Zeal Credit UnionTeleCheck, credit reportPersonal checking, savings1-800-321-8570
Advantage One Credit UnionTeleCheck, ExperianPersonal checking, savings1-734-676-7000
BlueOx Credit UnionTeleCheck, credit reportPersonal checking, savings1-800-648-8035
United Financial Credit UnionCredit reportPersonal checking, savings, business checking1-800-772-8728
Honor Credit UnionTeleCheck, credit reportPersonal checking, savings1-269-983-6357
Michigan State University Federal Credit UnionCredit reportPersonal checking, savings1-800-678-4968
Parkside Credit UnionIDPersonal checking, savings1-734-525-0700
Frankenmuth Credit UnionTeleCheck, credit reportPersonal checking, savings, business checking1-800-221-8880
Dort Federal Credit UnionChexSystems (but if the debt to the reporting bank is paid you can still get an account), credit reportPersonal checking, savings, business checking1-800-521-3796
Sagelink Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-800-936-1077
Financial Plus Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings, business checking1-800-748-0451
Tri-Cities Credit UnionID, credit reportPersonal checking, savings1-616-842-6320
Forest Area Federal Credit UnionTeleCheckPersonal checking, savings1-231-879-4154
U.P. State Credit UnionID, credit reportPersonal checking, savings1-906-786-1146
Meijer Credit UnionCredit reportPersonal checking, savings1-616-784-4822,
Community First Federal Credit UnionIDPersonal checking, savings1-989-352-6031
LOC Federal Credit UnionTeleCheckPersonal checking, savings1-800-837-4562
Portland Federal Credit UnionCredit reportPersonal checking, savings, business checking1-517-647-7571
Rivertown Community Federal Credit UnionCredit reportPersonal checking, savings1-800-821-0972
Advia Credit UnionChexSystems (but very lenient), TeleCheck, credit reportPersonal checking, savings, business checking1-844-238-4228
Tahquamenon Area Credit UnionIDPersonal checking, savings, business checking1-800-575-5117
Team One Credit UnionCredit reportPersonal checking, savings, business checking1-888-288-3261
Rogue River Community Credit UnionCredit reportPersonal checking, savings1-616-887-8262
Riverview Community Credit UnionTeleCheckPersonal checking, savings1-810-329-6638
Calcite Credit UnionTeleCheckPersonal checking, savings1-877-225-2483
Wanigas Credit UnionCredit reportPersonal checking, savings1-800-675-2285
Family First Credit UnionCredit reportPersonal checking, savings, business checking1-800-580-0330
Catholic Federal Credit UnionCredit reportPersonal checking, savings1-800-798-2328
Washtenaw Federal Credit UnionCredit reportPersonal checking, savings1-844-569-9328
Oakland County Credit UnionChexSystems (but very lenient), credit reportPersonal checking, savings1-800-815-6237
Alliance Catholic Credit UnionTeleCheck, credit reportPersonal checking, savings, business checking1-877-950-2228
Belle River Community Credit UnionID, credit reportPersonal checking, savings1-586-727-6855
River Valley BankCredit reportPersonal checking, savings, business checking1-.888-842-0221
West Michigan Credit UnionCredit reportPersonal checking, savings1-800-442-4576
SB Federal Credit UnionCredit report, IDPersonal checking, savings, business checking1-844-759-2500
Unified Communities Federal Credit UnionEquifaxPersonal checking, savings1-734-697-4800
Member Focus Community Credit UnionTeleCheck, credit reportPersonal checking, savings1-800-581-2003
Lakes Community Credit UnionTeleCheck, ExperianPersonal checking, savings1-248-814-4000
Community Wide Federal Credit UnionCredit reportPersonal checking, savings1-574-239-2700
South Central Credit UnionCredit reportPersonal checking, savings1-800-336-8210
Chief Financial Federal Credit UnionTeleCheckPersonal checking, savings, business checking1-800-844-5440

Minnesota Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
Gate City BankChoicePointPersonal checking, savings, business checking1-800-423-3344
TCF BankChexSystems (but very lenient)Personal checking, savings, business checking1-800-823-2265
First Minnentonka City BankChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings, business checking1-888-935-8191
Alliance BankChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-888-959-9425
Alerus FinancialChexSystems (but very lenient)Personal checking, savings, business checking1-888-409-5375
U.S. BankChexSystems (but some branches are very lenient)Personal checking, savings, business checking1-800-685-5065
American Federal BankCredit reportPersonal checking, savings, business checking1-800-214-4986

Minnesota Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
WESTconsin Credit UnionCredit reportPersonal checking, savings, business checking1-800-924-0022
Altra Federal Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-800-755-0055
TopLine Federal Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-800-626-1448
West Financial Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-763-235-6000
Peoples Community Credit UnionCredit reportPersonal checking, savings1-877-932-4499
Marine Credit UnionTransUnionPersonal checking, savings1-800-923-7280
United Savings Credit UnionCredit reportPersonal checking, savings1-888-522-5365

Mississippi Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
Renasant BankIDPersonal checking, savings, business1-800-680-1601
First National Bank of PicayuneTeleCheckPersonal checking, savings1-601-798-4726
Home BankTeleCheckPersonal checking, savings, business checking1-866-401-9440
First BankTeleCheckPersonal checking, savings, business checking1-601-684-2231
Farmers & Merchants BankEquifaxPersonal checking, savings1-662-365-1200
First Commercial BankCredit reportPersonal checking, savings, business checking1-662-349-6333
Priority One BankIDPersonal checking, savings, business checking1-601-765-8241
TrustmarkTeleCheck, credit reportPersonal checking, savings1-800-243-2524
Holmes County Bank and TrustCredit reportPersonal checking, savings, business checking1-662-834-2311

Mississippi Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
Magnolia Federal Credit UnionTeleCheckPersonal checking, savings1-800-997-7919
Rivertrust Federal Credit UnionTeleCheckPersonal checking, savings1-601-664-2085

Missouri Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277

Montana Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277

Nebraska Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277

Nevada Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
U.S. BankChexSystems (but some branches are very lenient)Personal checking, savings, business checking1-800-685-5065

Nevada Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
Idaho Central Credit UnionCredit reportPersonal checking, savings, business checking1-800-456-5067

New Hampshire Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
Rockland TrustChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings, business checking1-508-732-7072

New Hampshire Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
Northern Lights Federal Credit UnionChexSystems (but very lenient)Personal checking, savings1-800-370-6455
Granite State Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings, business checking1-800-645-4728
Bellwether Community Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-866-996-9828
Cheshire County Federal Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-603-355-2328
Triangle Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings, business checking1-800-276-2470
Members First Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-800- 860-3832
Service Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account), credit reportPersonal checking, savings1-800-936-7730
Northeast Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings, business checking1-888-436-1847

New Jersey Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277

New Mexico Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
1st Convenience BankNonePersonal checking, savings, business checking1-800-903-7490

New Mexico Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
Jemez Valley Credit UnionIDPersonal checking, savings1-575-829-3366
U.S. Eagle Federal Credit UnionChexSystems (but if the debt to the reporting bank is paid you can still get an account)Personal checking, savings, business checking1-888-342-8766

New York Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277

North Carolina Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
FSNBID, credit reportPersonal checking, savings1-800-749-4583
F&M BankTeleCheckPersonal checking, savings, business checking1-704-637-1552
Roanoke Valley Savings BankIDPersonal savings1-252-537-6146
Carter Bank and TrustCredit ReportPersonal checking, savings1-336-672-1938
Credit UnionVerification CheckAccounts OfferedPhone Number
Call Federal Credit UnionTeleCheck, EquifaxPersonal checking, savings1-800-796-2328
Fort Financial Credit UnionAcquirePersonal checking, savings1-260-432-1561
Champion Credit UnionTeleCheckPersonal checking, savings, business checking1-828-648-1515
PenFed Credit UnionCredit reportPersonal checking, savings1-800-247-5626
Carolinas Telco Federal Credit UnionCredit reportPersonal checking, savings1-800-622-5305
Members Credit UnionCredit reportPersonal checking, savings1-800-951-8000

North Dakota Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
Gate City BankChoicePointPersonal checking, savings, business checking1-800-423-3344
Dakota Community Bank and TrustCredit reportPersonal checking, savings, business checking1-800-255-8315
U.S. BankChexSystems (but some branches are very lenient)Personal checking, savings, business checking1-800-685-5065

North Dakota Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
Town and Country Credit UnionCredit reportPersonal checking, savings1-701-852-2018
Capital Credit UnionID, credit reportPersonal checking, savings, business checking1-800-735-6922

Ohio Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277

Oklahoma Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
FSNBID, credit reportPersonal checking, savings1-800-749-4583
City National Bank & TrustIDPersonal checking, savings, business checking1-866-385-3444
Liberty National BankTeleCheckPersonal checking, savings, business checking1-855-351-2265
Legacy BankTeleCheck, credit reportPersonal checking, savings1-405-542-3101
RCB BankCredit reportPersonal checking, savings, business checking1-855-226-5722

Oklahoma Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
Communication Federal Credit UnionEquifaxPersonal checking, savings1-800-522-3535
First Family Federal Credit UnionTeleCheckPersonal checking, savings, business checking1-918-652-4407
Credit Union One of OklahomaTeleCheckPersonal checking, savings1-405-557-0167
TTCU Federal Credit UnionTeleCheckPersonal checking, savings, business checking1-800-234-8828
Municipal Employees Credit UnionTeleCheck, credit reportPersonal checking, savings1-405-813-5550
MTC Federal Credit UnionNonePersonal checking, savings1-580-226-2279
Western Sun Federal Credit UnionChexSystems (but very lenient)Personal checking, savings1-918-362-1400

Oregon Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277

Pennsylvania Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277

Rhode Island Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
Rockland TrustChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings, business checking1-508-732-7072

Rhode Island Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
Rhode Island Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-855-322-7428

South Carolina Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
FSNBID, credit reportPersonal checking, savings, business checking1-800-749-4583
Capital BankCredit reportPersonal checking, savings, business checking1-800-639-5111
Blue Harbor BankTeleCheckPersonal checking, savings, business checking1-704-662-7700
First National BankEquifaxPersonal checking, savings, business checking1-800-555-5455
Ameris BankChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings, business checking1-866-616-6020
Security Federal BankCredit reportPersonal checking, savings, business checking1-866-851-3000
SynovusCredit reportPersonal checking, savings, business checking1-888-796-6887
South State BankCredit reportPersonal checking, savings, business checking1-800-277-2175

South Carolina Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
South Carolina Federal Credit UnionTeleCheck, credit reportPersonal checking, savings, business checking1-800-845-0432
Greenville Heritage Federal credit UnionID, credit reportPersonal checking, savings, business checking1-800-943-6928
Founders Federal Credit UnionIDPersonal checking, savings1-800-845-1614
Vital Federal Credit UnionTeleCheckPersonal checking, savings, business checking1-864-948-8200
Georgetown Kraft Credit UnionTeleCheckPersonal checking, savings1-843-546-8494
Mid Carolina Credit UnionIDPersonal checking, savings1-800-433-5226
SC Telco Federal Credit UnionCredit reportPersonal checking, savings, business checking1-800-922-0446
SPC Cooperative Credit UnionOFAC, ChexSystems (but if the debt to the reporting bank is paid you can still get an account)Personal checking, savings1-800-249-8459
Carolina Foothills Federal Credit UnionCredit reportPersonal checking, savings, business checking1-800-922-4403
Safe Federal Credit UnionEquifaxPersonal checking, savings1-800-763-8600
Charleston Federal Credit UnionChexSystems(only if checking account required)Personal checking, savings1-304-347- 3393
ArrowPointe Federal Credit UnionTeleCheckPersonal checking, savings1-800-937-7840
AllSouth Federal Credit UnionTeleCheck, credit reportPersonal checking, savings1-800-272-0695
CPM Federal Credit UnionEquifaxPersonal checking, savings1-800-255-1513
Greenville Federal Credit UnionEquifaxPersonal checking, savings1-800-336-6309
SC State Federal Credit UnionEquifaxPersonal checking, savings1-800-868-8740
Spartan Federal Credit UnionTeleCheckPersonal checking, savings1-800-442-3931
Carolinas Telco Federal Credit UnionCredit reportPersonal checking, savings1-800-622-5305

South Dakota Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
U.S. BankChexSystems (but some branches are very lenient)Personal checking, savings, business checking1-800-685-5065
First Dakota National BankChexcel, EquifaxPersonal checking, savings, business checking1-800-486-4712
TCF BankChexSystems (but very lenient)Personal checking, savings, business checking1-800-823-2265
Great Western BankChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings, business checking1-800-952-2043
F&M State BankIDPersonal checking, savings1-888-978-5296

South Dakota Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
Simply Service Federal Credit UnionCredit reportPersonal checking, savings1-605-892-4631
Northern Hills Federal Credit UnionCredit reportPersonal checking, savings1-605-347-4527
Black Hills Federal Credit UnionCredit reportPersonal checking, savings, business checking1-800-482-2428
Sioux Falls Federal Credit UnionEquifaxPersonal checking, savings1-800-568-5711
Dakota Plains Federal Credit UnionTeleCheckPersonal checking, savings1-605-374-3380
Sentinel Federal Credit UnionCredit reportPersonal checking, savings, business checking1-888-923-1400

Tennessee Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
FSNBID, credit reportPersonal checking, savings1-800-749-4583
Renasant BankIDPersonal checking, savings, business checking1-800-680-1601
Community National BankCredit reportPersonal checking, savings, business checking1-423-570-0280
Commercial Bank and TrustCredit reportPersonal checking, savings, business checking1-800-273-8889
Millennium BankCredit reportPersonal checking, savings, business checking1-423-238-1111
Highland Federal Savings and LoanIDPersonal checking, savings1-931-484-6178
First National BankCredit reportPersonal checking, savings, business checking1-866-363-2585
U.S. BankChexSystems (but some branches are very lenient)Personal checking, savings, business checking1-800-685-5065
CBBC BankDeluxe Detect, EquifaxPersonal checking, savings, business checking1-865-977-5900
Knoxville TVA Employees Credit UnionCredit report, ChexSystems (checking account)Personal checking, savings,1-800-467-5427
FirstBankTeleCheck, SafeScanPersonal checking, savings, business checking1-800-413-4211

Tennessee Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
Altra Federal Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-800-755-0055
First South Financial Credit UnionCredit reportPersonal checking, savings, business checking1-800-872-3728
United Southeast Federal Credit UnionTeleCheckPersonal checking, savings1-888-202-1212

Texas Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
1st Convenience BankNonePersonal checking, savings, business checking1-800-903-7490
Fort Hood National BankNonePersonal checking, savings, business checking1-800-477-9801
USAATeleCheck, EWSPersonal checking, savings1-800-531-8722
FSNBID, credit reportPersonal checking, savings1-800-749-4583
Independent BankTeleCheckPersonal checking, savings, business checking1-800-397-6120
Carmine State BankIDPersonal checking, savings1-800-720-1441
Farmers State BankIDPersonal checking, savings1-940-846-3556
Columbus State BankTeleCheckPersonal checking, savings, business checking1-979-732-5786
U.S. BankChexSystems (but some branches are very lenient)Personal checking, savings, business checking1-800-685-5065
Grand Bank of TexasTeleCheckPersonal checking, savings, business checking1-214-941-4268

Texas Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
Pantex Federal Credit UnionCredit reportPersonal checking, savings1-877-984-5200
Chemcel Federal Credit UnionTeleCheckPersonal checking, savings1-361-584-6246
Texas Bay Credit UnionTeleCheck, credit reportPersonal checking, savings, business checking1-800-577-3164
Texas Dow Employees Credit UnionTeleCheckPersonal checking, savings1-800-839-1154
Firstmark Credit UnionTeleCheckPersonal checking, savings, business checking1-800-683-1211
United Heritage Credit UnionTeleCheck, IDPersonal checking, savings, business checking1-800-531-2328
Baycel Federal Credit UnionTeleCheck, EquifaxPersonal checking, savings1-979-244-3995
First Abilene Federal Credit UnionTeleCheck, credit reportPersonal checking, savings1-800-442-4757
Smart Financial Credit UnionTeleCheckPersonal checking, savings, business checking1-800-392-5084
PenFed Credit UnionCredit reportPersonal checking, savings1-800-247-5626
Alliance Credit UnionCredit report, OFAC, Insta-CheckPersonal checking, savings1-800-687-4328
River City Federal Credit UnionTeleCheckPersonal checking, savings1-800-535-3322

Utah Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
U.S. BankChexSystems (but some branches are very lenient)Personal checking, savings, business checking1-800-685-5065
1st BankChexSystems (but if the debt to the reporting bank is paid you can still get an account)Personal checking, savings, business checking1-800-274-7086
Mountain West BankIDPersonal checking, savings, business checking1-435-723-9512

Utah Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
Chartway Federal Credit UnionCredit reportPersonal checking, savings, business checking1-800-678-8765
American United Federal Credit UnionCredit report, ChexSystems (but very lenient)Personal checking, savings1-801-359-9600
USU Charter Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal savings1-800-248-6361
Jordan Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings, business checking1-801-566-4195
Utah First Credit UnionChexSystems (but very lenient)Personal checking, savings1-800-234-0729
Box Elder County Credit UnionCredit reportPersonal checking, savings, business checking1-435-723-3437
Webster State Credit UnionChexSystems (but very lenient)Personal checking, savings1-888-978-9728
NEBO Credit UnionChexSystems (but very lenient)Personal checking, savings1-801-489-3679
Grand County Credit UnionIDPersonal checking, savings1-435-259-6124
Utah Community Credit UnionID, ChexSystems (but very lenient)Personal checking, savings1-800-453-8188
America First Credit UnionCredit reportPersonal checking, savings, business checking1-800-999-3961
Security Service Federal Credit UnionChexSystems (but very lenient)Personal checking, savings, business checking1-888-415-7878

Vermont Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
Rockland TrustChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings, business checking1-508-732-7072

Vermont Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
White River Credit UnionIDPersonal checking, savings1-800-891-3332

Virginia Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
United BankIDPersonal checking, savings, business checking1-800-327-9862
Old Point National BankTeleCheckPersonal checking, savings, business checking1-800-952-0051
Skyline National BankCredit reportPersonal checking, savings1-866-773-2811
Lee BankID, credit report, OFACPersonal checking, savings, business checking1-276-546-2211
The Blue Grass Valley BankIDPersonal checking, savings1-540-468-1915
Bank of BotetourtEquifaxPersonal checking, savings, business checking1-866-420-2265
Chesapeake BankTeleCheckPersonal checking, savings, business checking1-800-434-1181
C&F BankTeleCheckPersonal checking, savings, business checking1-800-296-6246
Access National BankCredit reportPersonal checking, savings, business checking1-877-369-5200
Main Street BankTeleCheckPersonal checking, savings, business checking1-703-481-4567
Pioneer BankTeleCheckPersonal checking, savings, business checking1-540-778-2294
Benchmark Community BankIDPersonal checking, savings, business checking1-434-292-103
Carter Bank and TrustCredit reportPersonal checking, savings1-276-676-3280

Virginia Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
Call Federal Credit UnionTeleCheck, EquifaxPersonal checking, savings1-800-796-2328
Peoples Advantage Credit UnionTeleCheck, credit reportPersonal checking, savings1-800-654-3914
United Southeast Federal Credit UnionTeleCheckPersonal checking, savings1-888-202-1212
University of Virginia Community Credit UnionEquifaxPersonal checking, savings, business checking1-888-887-9136
Beacon Credit UnionCredit reportPersonal checking, savings, business checking1-434-237-1566
Freedom First Credit UnionTeleCheck, credit reportPersonal checking, savings1-866-389-0244
Member One Federal Credit UnionEquifaxPersonal checking, savings, business checking1-800-666-8811
PenFed Credit UnionCredit reportPersonal checking, savings1-800-247-5626

Washington Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
U.S. BankChexSystems (but some branches are very lenient)Personal checking, savings, business checking1-800-685-5065
Wheatland BankEWSPersonal checking, savings, business checking1-888-896-2577
Mountain West BankID (Apply in Person)Personal checking, savings, business checking1-800-641-5401

Washington Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
Horizon Credit UnionCredit reportPersonal checking, savings1-800-852-5316
Cheney Federal Credit UnionID, credit reportPersonal checking, savings, business checking1-888-901-2328
Great Northwest Federal Credit UnionTeleCheckPersonal checking, savings1-800-533-8396
Peninsula Federal Credit UnionCredit reportPersonal checking, savings, business checking1-800-426-1601
Whatcom Educational Credit UnionTeleCheck, EquifaxPersonal checking, savings, business checking1-800-525-8703
America’s Credit UnionID, TeleCheck, credit reportPersonal checking, savings, business checking1-866-968-7128
North Coast Credit UnionCredit reportPersonal checking, savings1-800-696-8830
Red Canoe Credit UnionEquifaxPersonal checking, savings1-800-562-5611
American Lake Credit UnionTeleCheckPersonal checking, savings1-800-244-0874
OBee Credit UnionCredit reportPersonal checking, savings, business checking1-800-642-4014
Express Credit UnionChexSystems (but very lenient)Personal checking, savings1-206-622-1850
HomeStreet BankChexSystems (but very lenient)Personal checking, savings1-800-719-8080

West Virginia Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
Hancock County Savings BankWatchdog CIPPersonal checking, savings1-800-225-1620
Summit Community BankID, credit reportPersonal checking, savings, business checking1-877-776-9722
Calhoun BanksEquifaxPersonal checking, savings, business checking1-304-354-6106
Progressive BankCredit reportPersonal checking, savings, business checking1-866-235-1923
FNB BankID, credit reportPersonal checking, savings, business checking1-800-482-8110
Community Trust BankEWSPersonal checking, savings, business checking1-800-282-7762
United BankIDPersonal checking, savings, business checking1-800-327-9862
Citizens Bank of West VirginiaCredit reportPersonal checking, savings1-800-797-5790

West Virginia Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
Wood County Credit UnionCredit reportPersonal checking, savings1-304-865-2361

Wisconsin Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
TCF BankChexSystems (but very lenient)Personal checking, savings, business checking1-800-823-2265
First Community BankCredit reportPersonal checking, savings, business checking1-608-868-7644
Farmers Savings BankCredit reportPersonal checking, savings, business checking1-888-443-3226
U.S. BankChexSystems (but some branches are very lenient)Personal checking, savings, business checking1-800-685-5065
River Valley BankCredit reportPersonal checking, savings, business checking1-888-842-0221
Denmark State BankTransUnionPersonal checking, savings, business checking1-800-960-5486

Wisconsin Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
Altra Federal Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-800-755-0055
CoVantage Credit UnionCredit reportPersonal checking, savings, business checking1-800-398-2667
Taylor Credit UnionIDPersonal checking, savings1-715-748-2447
WESTconsin Credit UnionCredit reportPersonal checking, savings, business checking1-800-924-0022
Park City Credit UnionCredit reportPersonal checking, savings1-715-536-8351
R.I.A. Federal Credit UnionCredit reportPersonal checking, savings1-800-742-2848
Simplicity Credit UnionCredit reportPersonal checking, savings1-844-769-2667
Marine Credit UnionTransUnionPersonal checking, savings1-800-923-7280
Fox Communities Credit UnionCredit reportPersonal checking, savings, business checking1-920-490-2900
Prospera Credit UnionCredit reportPersonal checking, savings, business checking1-920-882-4800

Wyoming Banks That Don't Use ChexSystems

BankVerification CheckAccounts OfferedPhone Number
BBVA Compass BankTeleCheck, EWS, credit reportPersonal checking, savings, business checking1-800-266-7277
U.S. BankChexSystems (but some branches are very lenient)Personal checking, savings, business checking1-800-685-5065

Wyoming Credit Unions That Don't Use ChexSystems

Credit UnionVerification CheckAccounts OfferedPhone Number
Unified People’s Federal Credit UnionCredit reportPersonal checking, savings1-800-325-7038
First Education Federal Credit UnionChexSystems (but very lenient)Personal checking, savings1-800-584­-9366
Families First Federal Credit UnionChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account)Personal checking, savings1-800-257-1779