Finding yourself in the ChexSystems database can be deeply troubling. You may worry that you will never again be able to open a normal bank account, making even the simplest of financial transactions difficult or impossible to complete.
Thankfully, there are several banks that do not use ChexSystems, enabling you to get back on your financial feet with a real bank account. Better yet, many of these accounts offer premier-level services and few restrictions and fees.
BBVA Compass Free Checking
A guaranteed checking account at BBVA Compass is the best banking solution for customers who have been denied by ChexSystems. It is time to step into a bright financial future and get back to the convenience of free online banking and bill pay. Apply today for your free checking account and debit card!
- No monthly charges
- Easy, convenient online banking
- Free VISA Debit Card
- Mobile check deposit
- Free bill pay
- Free ATMs
Unlike second chance checking accounts, banks which provide non-ChexSystems accounts do not use ChexSystems to gather information on you at all. Banks which do not use ChexSystems for customer verification may turn to your credit report to learn more about your history and credibility, which is why it is important to learn your credit score before you apply for second chance checking.
It is entirely possible to have an acceptable credit score while still having a poor ChexSystems score. So even if you are rejected by a bank which provides second chance banking options, you may be approved by a bank which does not use ChexSystems at all.
List Of Non-ChexSystems Banks
We have done the hard work for you and put together a comprehensive list of banks that don’t use ChexSystems, broken down by state. Please keep in mind that the information included here is subject to change – ChexSystems policies are modified from time to time – so it is best to call the specific bank or credit union to confirm.
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Alabama Banks That Don’t Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| Renasant Bank | ID | Personal checking, savings, business | 1-800-680-1601 |
| America's First Federal Credit Union | ID, credit report | Personal checking, savings | 1-800-633-8431 |
| Merchants Bank | TeleCheck | Personal checking, savings, business checking | 1-800-495-5111 |
| Central State Bank | Credit report | Personal checking, savings, business checking | 1-205-668-0711 |
| Synovus | Credit report | Personal checking, savings, business checking | 1-888-796-6887 |
| Alamerica Bank | ID, credit report | Personal checking, savings, business checking | 1-205-558-4600 |
| First Southern State Bank | ID | Personal checking, savings, business checking | 1-800-344-2951 |
| Valley State Bank | Equifax | Personal checking, savings, business checking | 1-256-332-3600 |
| Union State Bank | ID | Personal checking, savings, business checking | 1-855-468-6872 |
Alabama Credit Unions That Don’t Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| Alabama Central Credit Union | Credit report | Personal checking, savings | 1-800-223-2415 |
| Avadian Credit Union | Credit report | Personal checking, savings, business checking | 1-800-874-8010 |
| Florence Federal Credit Union | Credit report | Personal checking, savings | 1-256-767-4700 |
| Guardian Credit Union | Credit report | Personal checking, savings, business checking | 1-800-239-7366 |
| TVA Federal Credit Union | ID, Equifax | Personal checking, savings | 1-888-274-2128 |
| Kinetic Credit Union | Credit report | Personal checking, savings, business checking | 1-877-332-1269 |
| MAX Credit Union | EWS | Personal checking, savings, business checking | 1-800-776-6776 |
| Listerhill Credit Union | TeleCheck, Equifax | Personal checking, savings, business checking | 1-800-239-6033 |
| Jefferson Credit Union | TeleCheck | Personal checking, savings | 1-205-444-4528 |
Alaska Banks That Don’t Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking | 1-800-266-7277 |
| Northrim Bank | ID | Personal checking, savings, business checking | 1-907-562-0062 |
Alaska Credit Unions That Don’t Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| Spirit of Alaska Federal Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings, business checking | 1-907-459-5900 |
| Matanuska Valley Federal Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-907-745-4891 |
| MAC Federal Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-907-456-1253 |
Arizona Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| First Convenience Bank | None | Personal checking, savings, business checking | 1-800-903-7490 |
| TCF Bank | ChexSystems (but very lenient) | Personal checking, savings, business checking | 1-800-823-2265 |
| Great Western Bank | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings, business checking | 1-800-952-2043 |
| Western State Bank | Credit report | Personal checking, savings, business checking | 1-855-596-0883 |
Arizona Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| Coconino Federal Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-800-352-5195 |
| Cochise Credit Union | None | Personal checking, savings | 1-800-428-2822 |
| Altier Credit Union | Credit report | Personal checking, savings | 1-888-999-3936 |
| Arizona State Credit Union | Deluxe Detect | Personal checking, savings, business checking | 1-844-663-2928 |
Arkansas Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| Renasant Bank | ID | Personal checking, savings, business checking | 1-800-680-1601 |
| U.S. Bank | ChexSystems (but some branches are very lenient) | Personal checking, savings, business checking | 1-800-685-5065 |
| First National Banking Company | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings, business checking | 1-888-435-2265 |
| Southern Bancorp | ID, social security card | Personal checking, savings, business checking | 1-800-789-3428 |
| First Service Bank | ID, local address | Personal checking, savings, business checking | 1‐800‐669‐2517 |
California Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| U.S. Bank | ChexSystems (but some branches are very lenient) | Personal checking, savings, business checking | 1-800-685-5065 |
| Union Bank of California | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings, business checking | 1-800-238-4486 |
| FSNB | ID, credit report | Personal checking, savings, business checking | 1-800-749-4583 |
| Community Commerce Bank | ID | Savings | 1-909-450-2050 |
| Bank of the Sierra | ChexSystems (but not if you apply in-branch) | Personal checking, savings, business checking | 1-888-454-BANK |
California Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| 1st United Service Credit Union | Credit report | Personal checking, savings, business checking | 1-800-649-0193 |
| Bay Federal Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-831-479-6000 |
| Safe 1 Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-661-327-3818 |
| Silverado Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-707-965-2483 |
| Upward Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-888-481-8428 |
| Orange County’s Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings, business checking | 1-888-354-6228 |
| Altura Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings, business checking | 1-888-883-7228 |
| Safe 1 Credit Union | Deluxe Detect | Personal checking, savings | 1-661-327-3818 |
| Credit Union of Southern California | ChexSystems (but very lenient) | Personal checking, savings, business checking | 1-866-287-6225 |
| Federal Employees West Federal Credit Union | TeleCheck | Personal checking, savings | 1-213-327-2093 |
| California Community Credit Union | Credit report | Personal checking, savings | 1-800-332-1418 |
| E-Central Credit Union | ChexSystems (but very lenient) | Personal checking, savings, business checking | 1-626-799-6000 |
Colorado Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| TCF Bank | ChexSystems (but very lenient) | Personal checking, savings, business checking | 1-800-823-2265 |
| 5 Star Bank | ChexSystems (but very lenient) | Personal checking, savings | 1-800-776-2265 |
| U.S. Bank | ChexSystems (but some branches are very lenient) | Personal checking, savings, business checking | 1-800-685-5065 |
| Sunwest Bank | ID | Personal checking, savings, business checking | 1-800-330-9890 |
| Equitable Savings & Loan Association | True Alert Check | Personal checking, savings, business checking | 1-970-345-6824 |
Colorado Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| White Crown Federal Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-800-280-0071 |
| Security Service Federal Credit Union | ChexSystems (but very lenient) | Personal checking, savings, business checking | 1-888-415-7878 |
Connecticut Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| Mascoma Savings Bank | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Savings | 1-888-627-2662 |
| Jewett City Savings Bank | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings, business checking | 1-860-376-4444 |
| First National Bank of Suffield | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings, business checking | 1-860-668-3950 |
| Rockland Trust | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings, business checking | 1-508-732-7072 |
Connecticut Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| Hartford Federal Credit Union | ChexSystems (but very lenient) | Personal checking, savings | 1-860-527-6663 |
| CorePlus Federal Credit Union | ChexSystems (but very lenient) | Personal checking, savings | 1-800-724-0779 |
| Nutmeg State Federal Credit Union | ChexSystems (but if the debt to the reporting bank is paid you can still get an account) | Personal checking, savings | 1-800-526-6933 |
| Charter Oak Federal Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Savings | 1-800-962-3237 |
| Seasons Federal Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-860-346-6614 |
| NorthEast Alliance Federal Credit Union | ID | Personal checking, savings | 1-855-632-4968 |
| Sikorsky Financial Credit Union | ChexSystems (but very lenient) | Personal checking, savings | 1-888-753-5553 |
| Scient Federal Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-877-860-6928 |
| Community Credit Union of New Milford | ChexSystems (but very lenient) | Personal checking, savings | 1-860-210-0777 |
Delaware Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| Fort Sill National Bank | ID, credit report | Personal checking, savings | 1-800-749-4583 |
Delaware Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| Del-One Federal Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-302-739-4496 |
| DEXSTA Federal Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-302-571-0522 |
District of Columbia Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| United Bank | ID | Personal checking, savings, business checking | 1-800-327-9862 |
District of Columbia Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| Library of Congress Federal Credit Union | ID | Personal checking, savings | 1-800-325-2328 |
| PenFed Credit Union | Credit report | Personal checking, savings | 1-800-247-5626 |
Florida Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| Synovus | Equifax | Personal checking, savings, business checking | 1-888-796-6887 |
| Ameris Bank | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings, business checking | 1-866-616-6020 |
| Union State Bank | ID | Personal checking, savings, business checking | 1-855-468-6872 |
| Bank United | ChexSystems (but if the debt to the reporting bank is paid you can still get an account) | Personal checking, savings, business checking | 1-877-779-2265 |
Florida Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| Suncoast Credit Union | Credit report | Personal checking, savings | 1-800-999-5887 |
| People’s Alliance Federal Credit Union | ID | Personal checking, savings, business checking | 1-631-434-3500 |
| Campus USA Credit Union | Credit report | Personal checking, savings, business checking | 1-800-367-6440 |
| Florida Credit Union | TeleCheck, credit report | Personal checking, savings, business checking | 1-800-284-1144 |
| First Choice Credit Union | ID, credit report | Personal checking, savings | 1-800-449-3328 |
| Alliance Credit Union | TeleCheck, credit report, OFAC | Personal checking, savings, business checking | 1-800-432-6928 |
| Launch Federal Credit Union | Credit report | Personal checking, savings, business checking | 1-800-662-5257 |
| Eglin Federal Credit Union | ID | Personal checking, savings | 1-800-367-6159 |
| Army Aviation Center Federal Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-800-448-4096 |
| JetStream Federal Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Savings | 1-800-426-3556 |
| Jax Federal Credit Union | Equifax | Personal checking, savings, business checking | 1-800-443-2664 |
| Grow Financial Credit Union | Credit report | Personal checking, savings, business checking | 1-800-839-6328 |
| Calhoun Liberty Employees Credit Union | TeleCheck, credit report | Personal checking, savings | 1-850-674-4527 |
| University Credit Union | TeleCheck, credit report | Personal checking, savings | 1-800-230-4832 |
| Coral Community Federal Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-954-772-2330 |
| Self-Help Federal Credit Union | ID, credit report | Personal checking, savings | 1-877-369-2828 |
| CFE Federal Credit Union | Equifax | Personal checking, savings | 1-800-771-9411 |
| Country Federal Credit Union | Credit report | Personal checking, savings | 1-855-304-8791 |
| VyStar Credit Union | TeleCheck, Equifax | Personal checking, savings, business checking | 1-800-445-6289 |
Georgia Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| Heritage Bank | ID | Personal checking, savings, business checking | 1-866-749-2265 |
| Exchange Bank | Credit report | Personal checking, savings, business checking | 1-800-242-9054 |
| Altamaha Bank | Credit report | Personal checking, savings, business checking | 1-912-537-1665 |
| Bank of Eastman | Credit report | Personal checking, savings, business checking | 1-478-374-3418 |
| Synovus | ID, Equifax | Personal checking, savings, business checking | 1-888-796-6887 |
| Flint Community Bank | Equifax | Personal checking, savings, business checking | 1-229-903-1400 |
| Ameris Bank | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings, business checking | 1-866-616-6020 |
| Renasant Bank | Apply online only | Personal checking, savings, business checking | 1-800-680-1601 |
| Rochelle State Bank | ID | Personal checking, savings | 1-229-365-2236 |
| South Georgia Banking Company | ID, credit report | 1-877-482-5680 |
Georgia Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| Georgia’s Own Credit Union | EWS, credit report | Personal checking, savings | 1-800-533-2062 |
| Associated Credit Union | TeleCheck, Equifax | Personal checking, savings | 1-800-952-1927 |
| GeoVista Credit Union | TeleCheck, credit report | Personal checking, savings | 1-912-368-2477 |
| DOCO Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-800-227-9180 |
| Kinetic Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-877-332-1269 |
| North Georgia Credit Union | Equifax | Personal checking, savings | 1-706-886-1441 |
| Fort McPherson Credit Union | Equifax | Personal checking, savings | 1-404-753-4592 |
| The Wright Credit Union | Equifax | Personal checking, savings | 1-706-886-2908 |
| Workmen’s Circle Credit Union | ID | Savings | 1-912-356-9226 |
| MembersFirst Credit Union | Equifax | Personal checking, savings | 912 352-2902 |
| Bond Community Federal Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-866-525-0619 |
| Members United Credit Union | TeleCheck | Personal checking, savings | 1-888-822-1633 |
| Interstate Credit Union | ChexSystems (but very lenient), credit report | Personal savings | 1-800-822-1124 |
| Robins Financial Credit Union | ChexSystems (but very lenient), credit report | Personal checking, savings | 1-800-241-2405 |
Hawaii Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| HomeStreet Bank | ChexSystems (but very lenient) | Personal checking, savings | 1-800-719-8080 |
Hawaii Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| CU Hawaii Federal Credit Union | TeleCheck | Personal checking, savings | 1-800-933-6706 |
| Hawaii Community Federal Credit Union | Unicheck | Personal checking, savings, business checking | 1-800-514-2328 |
| Kauai Community Federal Credit Union | TeleCheck | Personal checking, savings, business checking | 1-808-245-6791 |
| Hawaiian Tel Federal Credit Union | ChexSystems (but very lenient) | Personal checking, savings | 1-800-272-5255 |
| PenFed Credit Union | Credit report | Personal checking, savings | 1-800-247-5626 |
Idaho Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| U.S. Bank | ChexSystems (but some branches are very lenient) | Personal checking, savings, business checking | 1-800-685-5065 |
| Mountain West Bank | ID (Apply in Person) | Personal checking, savings, business checking | 1-800-641-5401 |
Idaho Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| Pioneer Federal Credit Union | ID, credit report | Personal checking, savings | 1-208-587-3304 |
| Pine Tree Community Credit Union | Credit report | Personal checking, savings | 1-877-983-1558 |
| Capital Educators Federal Credit Union | None | Personal checking, savings | 1-800-223-7283 |
| Latah Federal Credit Union | ID, OFAC | Personal checking, savings | 1-208-882-0232 |
| Horizon Credit Union | Credit report | Personal checking, savings | 1-800-852-5316 |
| Idaho Central Credit Union | Credit report | Personal checking, savings, business checking | 1-800-456-5067 |
| Cottonwood Community Federal Credit Union | Equifax | Personal checking, savings | 1-877-920-0200 |
| Icon Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-800-877-3174 |
Illinois Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| TCF Bank | ChexSystems (but very lenient) | Personal checking, savings, business checking | 1-800-823-2265 |
| Old National Bank | ChexSystems (but very lenient) | Personal checking, savings | 1-800-731-2265 |
| Murphy-Wall State Bank and Trust Company | ID | Personal checking, savings, business checking | 1-877-358-6554 |
| Personal checking, savings, business checking | |||
| Central Federal Savings and Loan Association | TeleCheck | Personal checking, savings | 1-708-656-5000 |
| Chester National Bank | TeleCheck | Personal checking, savings | 1-618-826-5038 |
| Glenview State Bank | Credit report | Personal checking, savings, business checking | 1-847-729-1900 |
| Synovus | Credit report | Personal checking, savings, business checking | 1-888-796-6887 |
| U.S. Bank | ChexSystems (but some branches are very lenient) | Personal checking, savings, business checking | 1-800-685-5065 |
| South Central Bank | Credit Report | Personal checking, savings, business checking | 1-312-491-7000 |
Illinois Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| US Employees Credit Union | TeleCheck | Personal checking, savings | 1-800-922-5313 |
| Northside Community Federal Credit Union | ChexSystems (but very lenient) | Personal checking, savings | 1-773-769-5800 |
| Vantage Credit Union | TeleCheck, credit report | Personal checking, savings | 1-800-522-6009 |
| MidWest America Federal Credit Union | TeleCheck | Personal checking, savings | 1-800-348-4738 |
| R.I.A.Federal Credit Union | Credit report | Personal checking, savings | 1-800-742-2848 |
| Generations Credit Union | ID, Credit report | Personal checking, savings | 1-800-672-7211 |
| Advantage One Credit Union | Credit report | Personal checking, savings | 1-877-772-7215 |
| Archer Heights Credit Union | Credit report | Personal checking, savings | 1-877-874-9811 |
| Premier Community Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-800-731-4477 |
| Glenview Credit Union | ChexSystems (but very lenient) | Personal checking, savings | 1-847-724-6306 |
| Neighbors Credit Union | TeleCheck, credit report | Personal checking, savings | 1-800-325-2697 |
| Illinois Community Credit Union | Credit report | Personal checking, savings | 1-815-895-4541 |
Indiana Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| TCF Bank | ChexSystems (but very lenient) | Personal checking, savings, business checking | 1-800-823-2265 |
| Old National Bank | ChexSystems (but very lenient) | Personal checking, savings, business checking | 1-800-731-2265 |
| Kentland Bank | ID | Personal checking, savings, business checking | 1-800-850-5155 |
| U.S. Bank | ChexSystems (but some branches are very lenient) | Personal checking, savings, business checking | 1-800-685-5065 |
Indiana Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| Park Community Credit Union | Credit report | Personal checking, savings, business checking | 1-800-626-2870 |
| MidWest America Federal Credit Union | TeleCheck | Personal checking, savings | 1-800-348-4738 |
| Community Wide Federal Credit Union | Equifax | Personal checking, savings | 1-574-239-2700 |
| Advantage Plus of Indiana Federal Credit Union | ChexSystems (but very lenient) | Personal savings | 1-800-452-4917 |
| Vigo County Federal Credit Union | ChexSystems (but very lenient) | Personal savings | 1-812-232-9697 |
| Members Source Credit Union | OFAC | Personal checking, savings | 1-800-260-5183 |
| First Trust Credit Union | Credit report | Personal checking, savings | 1-800-276-6161 |
| Solidarity Federal Credit Union | ChexSystems (but very lenient) | Personal checking, savings | 1-800-999-5894 |
| Evansville Federal Credit Union | ChexSystems (but very lenient) | Personal checking, savings | 1-812-424-2621 |
| AAA Federal Credit Union | Credit report | Personal checking | 1-574-232-8021 |
Iowa Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| Farmers State Bank | ID, Equifax | Personal checking, savings, business checking | 1-877-372-1879 |
| Keystone Savings Bank | TeleCheck | Personal checking, savings, business checking | 1-800-539-3210 |
| Peoples Trust and Savings Bank | Credit report | Personal checking, savings, business checking | 1-800-891-9389 |
| MBT Bank | Equifax | Personal checking, savings, business checking | 1-800-872-5630 |
| State Bank & Insurance | Credit report | Personal checking, savings, business checking | 1-888-834-4687 |
| Iowa Falls State Bank | ID, Credit report | Personal checking, savings, business checking | 1-888-866-8166 |
| DeWitt Bank & Trust Co. | Credit report | Personal checking, savings | 1-888-659-3211 |
| Farmers Trust and Savings Bank | Credit report | Personal checking, savings, business checking | 1-800-249-3340 |
| Community Bank | ID | Personal checking, savings, business checking | 1-712-643-5442 |
| Iowa State Bank & Trust Company of Fairfield, Iowa | Credit report | Personal checking, savings, business checking | 1-641-472-3161 |
| VisionBank | Credit report | Personal checking, savings, business checking | 1-800-574-8123 |
| Guarantee Bank & Trust | Equifax | Personal checking, savings, business checking | 1-800-362-2119 |
| Clarke County State Bank | Credit report | Personal checking, savings | 1-641-342-6581 |
| Home State Bank | Credit report | Personal checking, savings, business checking | 1-515-386-2131 |
| Frontier Savings Bank | Credit report | Personal checking, savings | 1-712-328-9715 |
| GNB Bank | Credit report | Personal checking, savings, business checking | 1-800-545-0172 |
| Farmers & Merchants Savings Bank | Credit report | Personal checking, savings, business checking | 1-888-568-2265 |
| U.S. Bank | ChexSystems (but some branches are very lenient) | Personal checking, savings, business checking | 1-800-685-5065 |
| First Trust and Savings Bank | Credit report | Personal checking, savings, business checking | 1-319-828-8000 |
| Exchange State Bank | None | Personal checking, savings, business checking | 1-319-854-6104 |
| Central State Bank | Credit report | Personal checking, savings, business checking | 1-563-245-2110 |
| Great Western Bank | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings, business checking | 1-800-952-2043 |
| First National Bank of Omaha | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings, business checking | 1-800-642-0014 |
| White State Bank | ID | Personal checking, savings | 1-319-667-5005 |
| County Bank | ID | Personal checking, savings | 1-877-611-2525 |
| Hills Bank and Trust Company | Credit report | Personal checking, savings, business checking | 1-800-445-5725 |
| Federation Bank | Credit report | Personal checking, savings, business checking | 1-319-653-7256 |
| CBI Bank & Trust | ID | Personal checking, savings, business checking | 1-319-653-2265 |
Iowa Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| R.I.A. Federal Credit Union | Credit report | Personal checking, savings | 1-800-742-2848 |
| North Star Community Credit Union | Credit report | Personal savings | 1-712-225-5731 |
| Midland Credit Union | ID, Credit report | Personal checking, savings | 1-800-747-1994 |
| Cedar Falls Community Credit Union | Credit report | Personal checking, savings, business checking | 1-800-376-3090 |
| Advantage One Credit Union | ID | Personal checking, savings | 1-877-772-7215 |
| First Class Credit Union | Bancards | Personal checking, savings | 1-800-392-7122 |
| Marine Credit Union | TransUnion | Personal checking, savings | 1-800-923-7280 |
| River Community Credit Union | Credit report | Personal checking, savings, business checking | 1-888-647-6744 |
Kansas Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| Citizens State Bank & Trust Company | ID | Personal checking, savings, business checking | 1-800-472-3145 |
| Bankwest of Kansas | ID | Personal checking, savings, business checking | 1-888-828-2265 |
| Community Bank and Trust | ID | Personal checking, savings, business checking | 1-888-701-1040 |
| U.S. Bank | ChexSystems (but some branches are very lenient) | Personal checking, savings, business checking | 1-800-685-5065 |
| Equity Bank | None | Personal checking, savings | 1-888-733-5041 |
| Offerle National Bank | Eport | Personal checking, savings, business checking | 1-888-675-8223 |
| Great Western Bank | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings, business checking | 1-800-952-2043 |
| First Federal Savings of Olathe | ID | Personal savings | 1-913-782-0026 |
Kansas Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| Heartland Credit Union | ID, Credit report | Personal checking, savings, business checking | 1-800-428-8472 |
| Ark Valley Credit Union | TransUnion | Personal checking, savings | 1-800-856-1934 |
| Central Kansas Credit Union | OFAC, TransUnion | Personal checking, savings | 1-800-332-0778 |
| KC Fairfax Federal Credit Union | TeleCheck | Personal checking, savings | 1-888-647-9489 |
| Wichita Federal Credit Union | ChexSystems (but some branches are very lenient) | Personal checking, savings | 1-316-941-0600 |
| Meritrust Credit Union | ChexSystems (but very lenient) | Personal checking | 1-800-342-9278 |
Kentucky Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| Forcht Bank | ID | Personal checking, savings, business checking | 1-844-436-7248 |
| First Southern National Bank | ID | Personal checking, savings, business checking | 1-866-602-3762 |
| Renasant Bank | ID | Personal checking, savings, business checking | 1-800-680-1601 |
| First & Peoples Bank and Trust Company | TransUnion, Equifax | Personal checking, savings, business checking | 1-606-836-0211 |
| Bank Of Clarkson | TransUnion | Personal checking, savings | 1-270-242-2111 |
| Citizens Bank and Trust Co. of Jackson | TeleCheck | Personal checking, savings, business checking | 1-606-666-7575 |
| First State Bank | TransUnion | Personal checking, savings, business checking | 1-270-547-2271 |
| Wilson & Muir Bank & Trust Co. | Credit report | Personal checking, savings, business checking | 1-888-466-5996 |
| U.S. Bank | ChexSystems (but some branches are very lenient) | Personal checking, savings, business checking | 1-800-685-5065 |
| Community Trust Bank | EWS | Personal checking, savings, business checking | 1-800-282-7762 |
Kentucky Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| Park Community Credit Union | Credit report | Personal checking, savings, business checking | 1-800-626-2870 |
| MidWest America Federal Credit Union | TeleCheck | Personal checking, savings | 1-800-348-4738 |
| Fort Knox Federal Credit Union | ChexSystems (but very lenient) | Personal checking, savings | 1-800-285-5669 |
Louisiana Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| La Capitol Federal Credit Union | TeleCheck | Personal checking, savings | 1-800-522-2748 |
| IBERIABANK | ID | Personal checking, savings, business checking | 1-800-682-3231 |
| MidSouth Bank | TeleCheck | Personal checking, savings, business checking | 1-800-213-2265 |
| Bank Of Montgomery | TeleCheck | Personal checking, savings, business checking | 1-318-646-3386 |
| Home Bank | TeleCheck | Personal checking, savings, business checking | 1-866-401-9440 |
| Bank of St. Francisville | TeleCheck | Personal checking, savings, business checking | 1-225-635-6397 |
| Bank Of Zachary | TeleCheck | Personal checking, savings, business checking | 1-225-654-2701 |
| State Bank and Trust Company | TeleCheck | Personal checking, savings, business checking | 1-985-475-5826 |
| Community Bank Of Louisiana | ID | Personal checking, savings, business checking | 1-318-872-3831 |
| Crescent Bank and Trust | TeleCheck | Personal checking, savings, business checking | 1-877-831-3334 |
| Fidelity Bank | TeleCheck | Personal checking, savings, business checking | 1-800-220-2497 |
Louisiana Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| Neighbors Federal Credit Union | Equifax, TeleCheck | Personal checking, savings | 1-866-819-2178 |
| The New Orleans Fireman’s Federal Credit Union | TeleCheck | Personal checking, savings | 1-800-647-1689 |
| Carter Federal Credit Union | TeleCheck | Personal checking, savings, business checking | 1-318-797-7618 |
| Xplore Federal Credit Union | TeleCheck, Experian | Personal checking, savings | 1-888-897-5673 |
| Jefferson Financial Credit Union | TeleCheck | Personal checking, savings, business checking | 1-800-259-2471 |
| Calcasieu Parish Employee Federal Credit Union | TeleCheck | Personal checking, savings | 1-337-439-4644 |
| WESLA Federal Credit Union | TeleCheck | Personal checking, savings, business checking | 1-800-828-6647 |
Maine Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| Rockland Trust Bank | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings, business checking | 1-508-732-7072 |
Maine Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| New Dimensions Federal Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-800-326-6190 |
| Midcoast Federal Credit Union | ID | Personal checking, savings | 1-877-964-3262 |
| Eastmill Federal Credit Union | ID | Personal checking, savings | 1-844-352-3428 |
| Oxford Federal Credit Union | ChexSystems (but if the debt to the reporting bank is paid you can still get an account) | Personal checking, savings | 1-800-991-9219 |
| Town and Country Federal Credit Union | Credit report | Personal checking, savings, business checking | 1-800-649-3495 |
| Saco Valley Credit Union | None | Personal checking, savings | 1-877-960-2274 |
Maryland Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| United Bank | ID | Personal checking, savings, business checking | 1-800-327-9862 |
Maryland Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| MECU | ChexSystems (but if the debt to the reporting bank is paid you can still get an account) | Personal checking, savings | 1-410-752-8313 |
| PenFed Credit Union | Credit report | Personal checking, savings | 1-800-247-5626 |
| Greenbelt Federal Credit Union | TeleCheck | Personal checking, savings | 1-301-474-5900 |
Massachusetts Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| My Mutual Bank | ID | Personal checking, savings, business checking | 1-866-986-9226 |
| BayCoast Bank | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings, business checking | 1-888-806-2872 |
| Rockland Trust Bank | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings, business checking | 1-508-732-7072 |
| Millbury Savings Bank | ID | Personal checking, savings, business checking | 1-508-865-5811 |
| Rollstone Bank & Trust | ID | Personal checking, savings, business checking | 1-800-640-1166 |
| Cambridge Savings Bank | TeleCheck, credit report | Personal checking, savings, business checking | 1-888-418-5626 |
Massachusetts Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| First Citizens’ Federal Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings, business checking | 1-800-642-7515 |
| Greylock Federal Credit Union | ID | Personal checking, savings | 1-800-207-5555 |
Michigan Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| TCF Bank | ChexSystems (but very lenient) | Personal checking, savings, business checking | 1-800-823-2265 |
| Eaton Federal Savings Bank | TeleCheck | Personal checking, savings, business checking | 1-866-699-3372 |
| Central Savings Bank | Credit Check | Personal checking, savings, business checking | 1-906-635-6250 |
| Nicolet National Bank | TransUnion | Personal checking, savings, business checking | 1-800-369-0226 |
Michigan Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| Consumers Credit Union | Credit report | Personal checking, savings, business checking | 1-800-991-2221 |
| Community West Credit Union | TransUnion | Personal checking, savings | 1-844-348-8960 |
| United Bay Community Credit Union | TeleCheck | Personal checking, savings, business checking | 1-800-968-7696 |
| COPOCO Community Credit Union | TeleCheck | Personal checking, savings, business checking | 1-800-292-2897 |
| Preferred Credit Union | TeleCheck, credit report | Personal checking, savings | 1-800-328-4131 |
| Genisys Credit Union | Credit report | Personal checking, savings | 1-800-521-8440 |
| Dowagiac Area Federal Credit Union | None | Personal checking, savings | 1-269-782-2410 |
| CoVantage Credit Union | Credit report | Personal checking, savings, business checking | 1-800-398-2667 |
| Motor City Co-op Credit Union | TeleCheck | Personal checking, savings | 1-800-328-8051 |
| TBA Credit Union | Credit report | Personal checking, savings, business checking | 1-800-678-0987 |
| Kent County Credit Union | Credit report | Personal checking, savings | 1-888-336-3490 |
| Western Districts Members Credit Union | Credit report | Personal checking, savings | 1-800-437-9875 |
| Members First Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account), credit report | Personal checking, savings, business checking | 1-855-835-6328 |
| Pacific Service Credit Union | TeleCheck | Personal checking, savings | 1-888-921-7728 |
| Gratiot Community Credit Union | Credit report | Personal checking, savings | 1-989-463-8321 |
| Alpena Community Credit Union | ID | Personal checking, savings | 1-989-356-4561 |
| Settlers Federal Credit Union | ID | Personal checking, savings | 1-906-827-3240 |
| Straits Area Federal Credit Union | ID | Personal checking, savings | 1-800-337-9598 |
| Zeal Credit Union | TeleCheck, credit report | Personal checking, savings | 1-800-321-8570 |
| Advantage One Credit Union | TeleCheck, Experian | Personal checking, savings | 1-734-676-7000 |
| BlueOx Credit Union | TeleCheck, credit report | Personal checking, savings | 1-800-648-8035 |
| United Financial Credit Union | Credit report | Personal checking, savings, business checking | 1-800-772-8728 |
| Honor Credit Union | TeleCheck, credit report | Personal checking, savings | 1-269-983-6357 |
| Michigan State University Federal Credit Union | Credit report | Personal checking, savings | 1-800-678-4968 |
| Parkside Credit Union | ID | Personal checking, savings | 1-734-525-0700 |
| Frankenmuth Credit Union | TeleCheck, credit report | Personal checking, savings, business checking | 1-800-221-8880 |
| Dort Federal Credit Union | ChexSystems (but if the debt to the reporting bank is paid you can still get an account), credit report | Personal checking, savings, business checking | 1-800-521-3796 |
| Sagelink Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-800-936-1077 |
| Financial Plus Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings, business checking | 1-800-748-0451 |
| Tri-Cities Credit Union | ID, credit report | Personal checking, savings | 1-616-842-6320 |
| Forest Area Federal Credit Union | TeleCheck | Personal checking, savings | 1-231-879-4154 |
| U.P. State Credit Union | ID, credit report | Personal checking, savings | 1-906-786-1146 |
| Meijer Credit Union | Credit report | Personal checking, savings | 1-616-784-4822, |
| Community First Federal Credit Union | ID | Personal checking, savings | 1-989-352-6031 |
| LOC Federal Credit Union | TeleCheck | Personal checking, savings | 1-800-837-4562 |
| Portland Federal Credit Union | Credit report | Personal checking, savings, business checking | 1-517-647-7571 |
| Rivertown Community Federal Credit Union | Credit report | Personal checking, savings | 1-800-821-0972 |
| Advia Credit Union | ChexSystems (but very lenient), TeleCheck, credit report | Personal checking, savings, business checking | 1-844-238-4228 |
| Tahquamenon Area Credit Union | ID | Personal checking, savings, business checking | 1-800-575-5117 |
| Team One Credit Union | Credit report | Personal checking, savings, business checking | 1-888-288-3261 |
| Rogue River Community Credit Union | Credit report | Personal checking, savings | 1-616-887-8262 |
| Riverview Community Credit Union | TeleCheck | Personal checking, savings | 1-810-329-6638 |
| Calcite Credit Union | TeleCheck | Personal checking, savings | 1-877-225-2483 |
| Wanigas Credit Union | Credit report | Personal checking, savings | 1-800-675-2285 |
| Family First Credit Union | Credit report | Personal checking, savings, business checking | 1-800-580-0330 |
| Catholic Federal Credit Union | Credit report | Personal checking, savings | 1-800-798-2328 |
| Washtenaw Federal Credit Union | Credit report | Personal checking, savings | 1-844-569-9328 |
| Oakland County Credit Union | ChexSystems (but very lenient), credit report | Personal checking, savings | 1-800-815-6237 |
| Alliance Catholic Credit Union | TeleCheck, credit report | Personal checking, savings, business checking | 1-877-950-2228 |
| Belle River Community Credit Union | ID, credit report | Personal checking, savings | 1-586-727-6855 |
| River Valley Bank | Credit report | Personal checking, savings, business checking | 1-.888-842-0221 |
| West Michigan Credit Union | Credit report | Personal checking, savings | 1-800-442-4576 |
| SB Federal Credit Union | Credit report, ID | Personal checking, savings, business checking | 1-844-759-2500 |
| Unified Communities Federal Credit Union | Equifax | Personal checking, savings | 1-734-697-4800 |
| Member Focus Community Credit Union | TeleCheck, credit report | Personal checking, savings | 1-800-581-2003 |
| Lakes Community Credit Union | TeleCheck, Experian | Personal checking, savings | 1-248-814-4000 |
| Community Wide Federal Credit Union | Credit report | Personal checking, savings | 1-574-239-2700 |
| South Central Credit Union | Credit report | Personal checking, savings | 1-800-336-8210 |
| Chief Financial Federal Credit Union | TeleCheck | Personal checking, savings, business checking | 1-800-844-5440 |
Minnesota Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| Gate City Bank | ChoicePoint | Personal checking, savings, business checking | 1-800-423-3344 |
| TCF Bank | ChexSystems (but very lenient) | Personal checking, savings, business checking | 1-800-823-2265 |
| First Minnentonka City Bank | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings, business checking | 1-888-935-8191 |
| Alliance Bank | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-888-959-9425 |
| Alerus Financial | ChexSystems (but very lenient) | Personal checking, savings, business checking | 1-888-409-5375 |
| U.S. Bank | ChexSystems (but some branches are very lenient) | Personal checking, savings, business checking | 1-800-685-5065 |
| American Federal Bank | Credit report | Personal checking, savings, business checking | 1-800-214-4986 |
Minnesota Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| WESTconsin Credit Union | Credit report | Personal checking, savings, business checking | 1-800-924-0022 |
| Altra Federal Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-800-755-0055 |
| TopLine Federal Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-800-626-1448 |
| West Financial Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-763-235-6000 |
| Peoples Community Credit Union | Credit report | Personal checking, savings | 1-877-932-4499 |
| Marine Credit Union | TransUnion | Personal checking, savings | 1-800-923-7280 |
| United Savings Credit Union | Credit report | Personal checking, savings | 1-888-522-5365 |
Mississippi Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| Renasant Bank | ID | Personal checking, savings, business | 1-800-680-1601 |
| First National Bank of Picayune | TeleCheck | Personal checking, savings | 1-601-798-4726 |
| Home Bank | TeleCheck | Personal checking, savings, business checking | 1-866-401-9440 |
| First Bank | TeleCheck | Personal checking, savings, business checking | 1-601-684-2231 |
| Farmers & Merchants Bank | Equifax | Personal checking, savings | 1-662-365-1200 |
| First Commercial Bank | Credit report | Personal checking, savings, business checking | 1-662-349-6333 |
| Priority One Bank | ID | Personal checking, savings, business checking | 1-601-765-8241 |
| Trustmark | TeleCheck, credit report | Personal checking, savings | 1-800-243-2524 |
| Holmes County Bank and Trust | Credit report | Personal checking, savings, business checking | 1-662-834-2311 |
Mississippi Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| Magnolia Federal Credit Union | TeleCheck | Personal checking, savings | 1-800-997-7919 |
| Rivertrust Federal Credit Union | TeleCheck | Personal checking, savings | 1-601-664-2085 |
Missouri Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
Montana Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
Nebraska Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
Nevada Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| U.S. Bank | ChexSystems (but some branches are very lenient) | Personal checking, savings, business checking | 1-800-685-5065 |
Nevada Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| Idaho Central Credit Union | Credit report | Personal checking, savings, business checking | 1-800-456-5067 |
New Hampshire Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| Rockland Trust | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings, business checking | 1-508-732-7072 |
New Hampshire Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| Northern Lights Federal Credit Union | ChexSystems (but very lenient) | Personal checking, savings | 1-800-370-6455 |
| Granite State Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings, business checking | 1-800-645-4728 |
| Bellwether Community Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-866-996-9828 |
| Cheshire County Federal Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-603-355-2328 |
| Triangle Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings, business checking | 1-800-276-2470 |
| Members First Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-800- 860-3832 |
| Service Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account), credit report | Personal checking, savings | 1-800-936-7730 |
| Northeast Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings, business checking | 1-888-436-1847 |
New Jersey Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
New Mexico Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| 1st Convenience Bank | None | Personal checking, savings, business checking | 1-800-903-7490 |
New Mexico Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| Jemez Valley Credit Union | ID | Personal checking, savings | 1-575-829-3366 |
| U.S. Eagle Federal Credit Union | ChexSystems (but if the debt to the reporting bank is paid you can still get an account) | Personal checking, savings, business checking | 1-888-342-8766 |
New York Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
North Carolina Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| FSNB | ID, credit report | Personal checking, savings | 1-800-749-4583 |
| F&M Bank | TeleCheck | Personal checking, savings, business checking | 1-704-637-1552 |
| Roanoke Valley Savings Bank | ID | Personal savings | 1-252-537-6146 |
| Carter Bank and Trust | Credit Report | Personal checking, savings | 1-336-672-1938 |
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| Call Federal Credit Union | TeleCheck, Equifax | Personal checking, savings | 1-800-796-2328 |
| Fort Financial Credit Union | Acquire | Personal checking, savings | 1-260-432-1561 |
| Champion Credit Union | TeleCheck | Personal checking, savings, business checking | 1-828-648-1515 |
| PenFed Credit Union | Credit report | Personal checking, savings | 1-800-247-5626 |
| Carolinas Telco Federal Credit Union | Credit report | Personal checking, savings | 1-800-622-5305 |
| Members Credit Union | Credit report | Personal checking, savings | 1-800-951-8000 |
North Dakota Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| Gate City Bank | ChoicePoint | Personal checking, savings, business checking | 1-800-423-3344 |
| Dakota Community Bank and Trust | Credit report | Personal checking, savings, business checking | 1-800-255-8315 |
| U.S. Bank | ChexSystems (but some branches are very lenient) | Personal checking, savings, business checking | 1-800-685-5065 |
North Dakota Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| Town and Country Credit Union | Credit report | Personal checking, savings | 1-701-852-2018 |
| Capital Credit Union | ID, credit report | Personal checking, savings, business checking | 1-800-735-6922 |
Ohio Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
Oklahoma Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| FSNB | ID, credit report | Personal checking, savings | 1-800-749-4583 |
| City National Bank & Trust | ID | Personal checking, savings, business checking | 1-866-385-3444 |
| Liberty National Bank | TeleCheck | Personal checking, savings, business checking | 1-855-351-2265 |
| Legacy Bank | TeleCheck, credit report | Personal checking, savings | 1-405-542-3101 |
| RCB Bank | Credit report | Personal checking, savings, business checking | 1-855-226-5722 |
Oklahoma Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| Communication Federal Credit Union | Equifax | Personal checking, savings | 1-800-522-3535 |
| First Family Federal Credit Union | TeleCheck | Personal checking, savings, business checking | 1-918-652-4407 |
| Credit Union One of Oklahoma | TeleCheck | Personal checking, savings | 1-405-557-0167 |
| TTCU Federal Credit Union | TeleCheck | Personal checking, savings, business checking | 1-800-234-8828 |
| Municipal Employees Credit Union | TeleCheck, credit report | Personal checking, savings | 1-405-813-5550 |
| MTC Federal Credit Union | None | Personal checking, savings | 1-580-226-2279 |
| Western Sun Federal Credit Union | ChexSystems (but very lenient) | Personal checking, savings | 1-918-362-1400 |
Oregon Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
Pennsylvania Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
Rhode Island Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| Rockland Trust | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings, business checking | 1-508-732-7072 |
Rhode Island Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| Rhode Island Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-855-322-7428 |
South Carolina Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| FSNB | ID, credit report | Personal checking, savings, business checking | 1-800-749-4583 |
| Capital Bank | Credit report | Personal checking, savings, business checking | 1-800-639-5111 |
| Blue Harbor Bank | TeleCheck | Personal checking, savings, business checking | 1-704-662-7700 |
| First National Bank | Equifax | Personal checking, savings, business checking | 1-800-555-5455 |
| Ameris Bank | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings, business checking | 1-866-616-6020 |
| Security Federal Bank | Credit report | Personal checking, savings, business checking | 1-866-851-3000 |
| Synovus | Credit report | Personal checking, savings, business checking | 1-888-796-6887 |
| South State Bank | Credit report | Personal checking, savings, business checking | 1-800-277-2175 |
South Carolina Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| South Carolina Federal Credit Union | TeleCheck, credit report | Personal checking, savings, business checking | 1-800-845-0432 |
| Greenville Heritage Federal credit Union | ID, credit report | Personal checking, savings, business checking | 1-800-943-6928 |
| Founders Federal Credit Union | ID | Personal checking, savings | 1-800-845-1614 |
| Vital Federal Credit Union | TeleCheck | Personal checking, savings, business checking | 1-864-948-8200 |
| Georgetown Kraft Credit Union | TeleCheck | Personal checking, savings | 1-843-546-8494 |
| Mid Carolina Credit Union | ID | Personal checking, savings | 1-800-433-5226 |
| SC Telco Federal Credit Union | Credit report | Personal checking, savings, business checking | 1-800-922-0446 |
| SPC Cooperative Credit Union | OFAC, ChexSystems (but if the debt to the reporting bank is paid you can still get an account) | Personal checking, savings | 1-800-249-8459 |
| Carolina Foothills Federal Credit Union | Credit report | Personal checking, savings, business checking | 1-800-922-4403 |
| Safe Federal Credit Union | Equifax | Personal checking, savings | 1-800-763-8600 |
| Charleston Federal Credit Union | ChexSystems(only if checking account required) | Personal checking, savings | 1-304-347- 3393 |
| ArrowPointe Federal Credit Union | TeleCheck | Personal checking, savings | 1-800-937-7840 |
| AllSouth Federal Credit Union | TeleCheck, credit report | Personal checking, savings | 1-800-272-0695 |
| CPM Federal Credit Union | Equifax | Personal checking, savings | 1-800-255-1513 |
| Greenville Federal Credit Union | Equifax | Personal checking, savings | 1-800-336-6309 |
| SC State Federal Credit Union | Equifax | Personal checking, savings | 1-800-868-8740 |
| Spartan Federal Credit Union | TeleCheck | Personal checking, savings | 1-800-442-3931 |
| Carolinas Telco Federal Credit Union | Credit report | Personal checking, savings | 1-800-622-5305 |
South Dakota Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| U.S. Bank | ChexSystems (but some branches are very lenient) | Personal checking, savings, business checking | 1-800-685-5065 |
| First Dakota National Bank | Chexcel, Equifax | Personal checking, savings, business checking | 1-800-486-4712 |
| TCF Bank | ChexSystems (but very lenient) | Personal checking, savings, business checking | 1-800-823-2265 |
| Great Western Bank | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings, business checking | 1-800-952-2043 |
| F&M State Bank | ID | Personal checking, savings | 1-888-978-5296 |
South Dakota Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| Simply Service Federal Credit Union | Credit report | Personal checking, savings | 1-605-892-4631 |
| Northern Hills Federal Credit Union | Credit report | Personal checking, savings | 1-605-347-4527 |
| Black Hills Federal Credit Union | Credit report | Personal checking, savings, business checking | 1-800-482-2428 |
| Sioux Falls Federal Credit Union | Equifax | Personal checking, savings | 1-800-568-5711 |
| Dakota Plains Federal Credit Union | TeleCheck | Personal checking, savings | 1-605-374-3380 |
| Sentinel Federal Credit Union | Credit report | Personal checking, savings, business checking | 1-888-923-1400 |
Tennessee Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| FSNB | ID, credit report | Personal checking, savings | 1-800-749-4583 |
| Renasant Bank | ID | Personal checking, savings, business checking | 1-800-680-1601 |
| Community National Bank | Credit report | Personal checking, savings, business checking | 1-423-570-0280 |
| Commercial Bank and Trust | Credit report | Personal checking, savings, business checking | 1-800-273-8889 |
| Millennium Bank | Credit report | Personal checking, savings, business checking | 1-423-238-1111 |
| Highland Federal Savings and Loan | ID | Personal checking, savings | 1-931-484-6178 |
| First National Bank | Credit report | Personal checking, savings, business checking | 1-866-363-2585 |
| U.S. Bank | ChexSystems (but some branches are very lenient) | Personal checking, savings, business checking | 1-800-685-5065 |
| CBBC Bank | Deluxe Detect, Equifax | Personal checking, savings, business checking | 1-865-977-5900 |
| Knoxville TVA Employees Credit Union | Credit report, ChexSystems (checking account) | Personal checking, savings, | 1-800-467-5427 |
| FirstBank | TeleCheck, SafeScan | Personal checking, savings, business checking | 1-800-413-4211 |
Tennessee Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| Altra Federal Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-800-755-0055 |
| First South Financial Credit Union | Credit report | Personal checking, savings, business checking | 1-800-872-3728 |
| United Southeast Federal Credit Union | TeleCheck | Personal checking, savings | 1-888-202-1212 |
Texas Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| 1st Convenience Bank | None | Personal checking, savings, business checking | 1-800-903-7490 |
| Fort Hood National Bank | None | Personal checking, savings, business checking | 1-800-477-9801 |
| USAA | TeleCheck, EWS | Personal checking, savings | 1-800-531-8722 |
| FSNB | ID, credit report | Personal checking, savings | 1-800-749-4583 |
| Independent Bank | TeleCheck | Personal checking, savings, business checking | 1-800-397-6120 |
| Carmine State Bank | ID | Personal checking, savings | 1-800-720-1441 |
| Farmers State Bank | ID | Personal checking, savings | 1-940-846-3556 |
| Columbus State Bank | TeleCheck | Personal checking, savings, business checking | 1-979-732-5786 |
| U.S. Bank | ChexSystems (but some branches are very lenient) | Personal checking, savings, business checking | 1-800-685-5065 |
| Grand Bank of Texas | TeleCheck | Personal checking, savings, business checking | 1-214-941-4268 |
Texas Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| Pantex Federal Credit Union | Credit report | Personal checking, savings | 1-877-984-5200 |
| Chemcel Federal Credit Union | TeleCheck | Personal checking, savings | 1-361-584-6246 |
| Texas Bay Credit Union | TeleCheck, credit report | Personal checking, savings, business checking | 1-800-577-3164 |
| Texas Dow Employees Credit Union | TeleCheck | Personal checking, savings | 1-800-839-1154 |
| Firstmark Credit Union | TeleCheck | Personal checking, savings, business checking | 1-800-683-1211 |
| United Heritage Credit Union | TeleCheck, ID | Personal checking, savings, business checking | 1-800-531-2328 |
| Baycel Federal Credit Union | TeleCheck, Equifax | Personal checking, savings | 1-979-244-3995 |
| First Abilene Federal Credit Union | TeleCheck, credit report | Personal checking, savings | 1-800-442-4757 |
| Smart Financial Credit Union | TeleCheck | Personal checking, savings, business checking | 1-800-392-5084 |
| PenFed Credit Union | Credit report | Personal checking, savings | 1-800-247-5626 |
| Alliance Credit Union | Credit report, OFAC, Insta-Check | Personal checking, savings | 1-800-687-4328 |
| River City Federal Credit Union | TeleCheck | Personal checking, savings | 1-800-535-3322 |
Utah Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| U.S. Bank | ChexSystems (but some branches are very lenient) | Personal checking, savings, business checking | 1-800-685-5065 |
| 1st Bank | ChexSystems (but if the debt to the reporting bank is paid you can still get an account) | Personal checking, savings, business checking | 1-800-274-7086 |
| Mountain West Bank | ID | Personal checking, savings, business checking | 1-435-723-9512 |
Utah Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| Chartway Federal Credit Union | Credit report | Personal checking, savings, business checking | 1-800-678-8765 |
| American United Federal Credit Union | Credit report, ChexSystems (but very lenient) | Personal checking, savings | 1-801-359-9600 |
| USU Charter Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal savings | 1-800-248-6361 |
| Jordan Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings, business checking | 1-801-566-4195 |
| Utah First Credit Union | ChexSystems (but very lenient) | Personal checking, savings | 1-800-234-0729 |
| Box Elder County Credit Union | Credit report | Personal checking, savings, business checking | 1-435-723-3437 |
| Webster State Credit Union | ChexSystems (but very lenient) | Personal checking, savings | 1-888-978-9728 |
| NEBO Credit Union | ChexSystems (but very lenient) | Personal checking, savings | 1-801-489-3679 |
| Grand County Credit Union | ID | Personal checking, savings | 1-435-259-6124 |
| Utah Community Credit Union | ID, ChexSystems (but very lenient) | Personal checking, savings | 1-800-453-8188 |
| America First Credit Union | Credit report | Personal checking, savings, business checking | 1-800-999-3961 |
| Security Service Federal Credit Union | ChexSystems (but very lenient) | Personal checking, savings, business checking | 1-888-415-7878 |
Vermont Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| Rockland Trust | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings, business checking | 1-508-732-7072 |
Vermont Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| White River Credit Union | ID | Personal checking, savings | 1-800-891-3332 |
Virginia Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| United Bank | ID | Personal checking, savings, business checking | 1-800-327-9862 |
| Old Point National Bank | TeleCheck | Personal checking, savings, business checking | 1-800-952-0051 |
| Skyline National Bank | Credit report | Personal checking, savings | 1-866-773-2811 |
| Lee Bank | ID, credit report, OFAC | Personal checking, savings, business checking | 1-276-546-2211 |
| The Blue Grass Valley Bank | ID | Personal checking, savings | 1-540-468-1915 |
| Bank of Botetourt | Equifax | Personal checking, savings, business checking | 1-866-420-2265 |
| Chesapeake Bank | TeleCheck | Personal checking, savings, business checking | 1-800-434-1181 |
| C&F Bank | TeleCheck | Personal checking, savings, business checking | 1-800-296-6246 |
| Access National Bank | Credit report | Personal checking, savings, business checking | 1-877-369-5200 |
| Main Street Bank | TeleCheck | Personal checking, savings, business checking | 1-703-481-4567 |
| Pioneer Bank | TeleCheck | Personal checking, savings, business checking | 1-540-778-2294 |
| Benchmark Community Bank | ID | Personal checking, savings, business checking | 1-434-292-103 |
| Carter Bank and Trust | Credit report | Personal checking, savings | 1-276-676-3280 |
Virginia Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| Call Federal Credit Union | TeleCheck, Equifax | Personal checking, savings | 1-800-796-2328 |
| Peoples Advantage Credit Union | TeleCheck, credit report | Personal checking, savings | 1-800-654-3914 |
| United Southeast Federal Credit Union | TeleCheck | Personal checking, savings | 1-888-202-1212 |
| University of Virginia Community Credit Union | Equifax | Personal checking, savings, business checking | 1-888-887-9136 |
| Beacon Credit Union | Credit report | Personal checking, savings, business checking | 1-434-237-1566 |
| Freedom First Credit Union | TeleCheck, credit report | Personal checking, savings | 1-866-389-0244 |
| Member One Federal Credit Union | Equifax | Personal checking, savings, business checking | 1-800-666-8811 |
| PenFed Credit Union | Credit report | Personal checking, savings | 1-800-247-5626 |
Washington Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| U.S. Bank | ChexSystems (but some branches are very lenient) | Personal checking, savings, business checking | 1-800-685-5065 |
| Wheatland Bank | EWS | Personal checking, savings, business checking | 1-888-896-2577 |
| Mountain West Bank | ID (Apply in Person) | Personal checking, savings, business checking | 1-800-641-5401 |
Washington Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| Horizon Credit Union | Credit report | Personal checking, savings | 1-800-852-5316 |
| Cheney Federal Credit Union | ID, credit report | Personal checking, savings, business checking | 1-888-901-2328 |
| Great Northwest Federal Credit Union | TeleCheck | Personal checking, savings | 1-800-533-8396 |
| Peninsula Federal Credit Union | Credit report | Personal checking, savings, business checking | 1-800-426-1601 |
| Whatcom Educational Credit Union | TeleCheck, Equifax | Personal checking, savings, business checking | 1-800-525-8703 |
| America’s Credit Union | ID, TeleCheck, credit report | Personal checking, savings, business checking | 1-866-968-7128 |
| North Coast Credit Union | Credit report | Personal checking, savings | 1-800-696-8830 |
| Red Canoe Credit Union | Equifax | Personal checking, savings | 1-800-562-5611 |
| American Lake Credit Union | TeleCheck | Personal checking, savings | 1-800-244-0874 |
| OBee Credit Union | Credit report | Personal checking, savings, business checking | 1-800-642-4014 |
| Express Credit Union | ChexSystems (but very lenient) | Personal checking, savings | 1-206-622-1850 |
| HomeStreet Bank | ChexSystems (but very lenient) | Personal checking, savings | 1-800-719-8080 |
West Virginia Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| Hancock County Savings Bank | Watchdog CIP | Personal checking, savings | 1-800-225-1620 |
| Summit Community Bank | ID, credit report | Personal checking, savings, business checking | 1-877-776-9722 |
| Calhoun Banks | Equifax | Personal checking, savings, business checking | 1-304-354-6106 |
| Progressive Bank | Credit report | Personal checking, savings, business checking | 1-866-235-1923 |
| FNB Bank | ID, credit report | Personal checking, savings, business checking | 1-800-482-8110 |
| Community Trust Bank | EWS | Personal checking, savings, business checking | 1-800-282-7762 |
| United Bank | ID | Personal checking, savings, business checking | 1-800-327-9862 |
| Citizens Bank of West Virginia | Credit report | Personal checking, savings | 1-800-797-5790 |
West Virginia Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| Wood County Credit Union | Credit report | Personal checking, savings | 1-304-865-2361 |
Wisconsin Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| TCF Bank | ChexSystems (but very lenient) | Personal checking, savings, business checking | 1-800-823-2265 |
| First Community Bank | Credit report | Personal checking, savings, business checking | 1-608-868-7644 |
| Farmers Savings Bank | Credit report | Personal checking, savings, business checking | 1-888-443-3226 |
| U.S. Bank | ChexSystems (but some branches are very lenient) | Personal checking, savings, business checking | 1-800-685-5065 |
| River Valley Bank | Credit report | Personal checking, savings, business checking | 1-888-842-0221 |
| Denmark State Bank | TransUnion | Personal checking, savings, business checking | 1-800-960-5486 |
Wisconsin Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| Altra Federal Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-800-755-0055 |
| CoVantage Credit Union | Credit report | Personal checking, savings, business checking | 1-800-398-2667 |
| Taylor Credit Union | ID | Personal checking, savings | 1-715-748-2447 |
| WESTconsin Credit Union | Credit report | Personal checking, savings, business checking | 1-800-924-0022 |
| Park City Credit Union | Credit report | Personal checking, savings | 1-715-536-8351 |
| R.I.A. Federal Credit Union | Credit report | Personal checking, savings | 1-800-742-2848 |
| Simplicity Credit Union | Credit report | Personal checking, savings | 1-844-769-2667 |
| Marine Credit Union | TransUnion | Personal checking, savings | 1-800-923-7280 |
| Fox Communities Credit Union | Credit report | Personal checking, savings, business checking | 1-920-490-2900 |
| Prospera Credit Union | Credit report | Personal checking, savings, business checking | 1-920-882-4800 |
Wyoming Banks That Don't Use ChexSystems
| Bank | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| BBVA Compass Bank | TeleCheck, EWS, credit report | Personal checking, savings, business checking | 1-800-266-7277 |
| U.S. Bank | ChexSystems (but some branches are very lenient) | Personal checking, savings, business checking | 1-800-685-5065 |
Wyoming Credit Unions That Don't Use ChexSystems
| Credit Union | Verification Check | Accounts Offered | Phone Number |
|---|---|---|---|
| Unified People’s Federal Credit Union | Credit report | Personal checking, savings | 1-800-325-7038 |
| First Education Federal Credit Union | ChexSystems (but very lenient) | Personal checking, savings | 1-800-584-9366 |
| Families First Federal Credit Union | ChexSystems (but if the debt to the reporting bank is paid and the report does not indicate fraud you can still get an account) | Personal checking, savings | 1-800-257-1779 |